1898 McIlwain Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1898 McIlwain Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 2019
Lot Size	0.531 acres (23,151 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Jun 2024)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-011.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-011.00`
Alternative APN	`73945`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,843 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,151 sqft (0.531 acres)
Lot Width	1 ft Width
Porch	Porch
Porch Area	145 sqft

Location & Zoning

Account Number	73945
Street Address	1898 MCILWAIN RD
City	LANCASTER
State	SC
Zip	29720-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	101X201X111X200 SEWER LINE THROUGH LOT, LOW AND WET
Legal Subdivision	SEDGEF
Legal Block	11
Legal Lot Number	11
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

1898 McIlwain Rd is owned and occupied by an individual who bought it in June 2024.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jun 21, 2024	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 20, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	20247409
Deed Book / Page	1803 / 287
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004

Mortgage

Document Number	0000012417
Date	Sep 17, 2025
Book Page	5423/255
Instrument	2025012417

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 21, 2024
Property Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004
Document Number	0000007409
Book / Page	1803 / 287
Instrument Date	Jun 19, 2024
Instrument	2024007409
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004

Mortgage

Document Number	0000007410
Date	Jun 21, 2024
Instrument	2024007410

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002682
Date	Feb 17, 2022
Book Page	4670/303
Instrument	2022002682

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Dec 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 20, 2019
Property Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004
Document Number	0000014310
Book / Page	1270 / 277
Map Reference	PL 98-869
Instrument Date	Sep 19, 2019
Instrument	2019014310
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1898 MCIIWAIN ROAD, LANCASTER, SC 29720-8004

Mortgage

Document Number	0000014311
Date	Sep 20, 2019
Instrument	2019014311

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 20, 2019
Property Address	1898 MCILWAIN RD, LANCASTER, SC 29720-8004
Document Number	0000014309
Book / Page	001270 / 000275
Instrument Date	Sep 19, 2019
Instrument	14309
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$18.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1146 LANCASTER SC 297211146, LANCASTER, SC 29721-1146

Tax Assessment & Valuation

The 2025 property tax bill for 1898 McIlwain Rd was $1,717, up 57.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (+57.38%)	$11,764 Land $1,600 Building $10,164	$294,100 Land $40,000 Building $254,100
2024	$1,091.00 (+0.46%)
2023	$1,086.00	$7,108 Land $720 Building $6,388	$177,700 Land $18,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1898 McIlwain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1898 McIlwain Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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