1898 Gold Trl, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 1898 Gold Trl, Eagan, MN 55122

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,716 sqft · built 1969
Lot Size	0.414 acres (18,035 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Oct 2022)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-16705-03-130`

Property Details

APN / Parcel Number

Primary APN	`10-16705-03-130`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	18,035 sqft (0.414 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1898 GOLD TRL
City	SAINT PAUL
State	MN
Zip	55122-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE NO 6 13 3
Legal Subdivision	CEDAR GROVE NO 6
Legal Block	3
Legal Lot Number	130
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1007
Census Tract	60750

Owner

1898 Gold Trl is owned and occupied by two individuals who bought it in October 2022.

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1898 GOLD TRL, SAINT PAUL, MN 55122-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20221477555
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 13, 2022
Property Address	1898 GOLD TRL, EAGAN, MN 55122-1616
Document Number	0000867575
Instrument Date	Oct 11, 2022
Instrument	867575
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE SUPPORT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1898 GOLD TRL, EAGAN, MN 55122-1616

Mortgage

Document Number	0000867576
Date	Oct 13, 2022
Instrument	867576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 30, 2019
Property Address	1898 GOLD TRL, EAGAN, MN 55122-1616
Document Number	0000809877
Instrument Date	Aug 28, 2019
Instrument	809877
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$953.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1898 GOLD TRL, EAGAN, MN 55122-1616

Mortgage

Document Number	0000809878
Date	Aug 30, 2019
Instrument	809878

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000809879
Date	Aug 30, 2019
Instrument	809879

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1898 Gold Trl was $3,584 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Burnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00	$358,900 Land $88,100 Building $270,800	$358,900 Land $88,100 Building $270,800
2023	$3,158.00 Homeowner's exemption
2022		$331,000 Land $85,800 Building $245,200	$331,000 Land $85,800 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1898 Gold Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1898 Gold Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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