1898 E 1850 N Rd, Watseka, IL 60970 Property Records

Iroquois County property record for 1898 E 1850 N Rd, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2026)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`18 36 400 004`

Property Details

APN / Parcel Number

Primary APN	`18 36 400 004`

Exterior

Lot Area	90,605 sqft (2.08 acres)

Location & Zoning

Street Address	1898 E 1850 NORTH RD
City	WATSEKA
State	IL
Zip	60970-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.08@ NE COR SE4 N OF ST #7 210' W X 391.29' N
Legal Unit	7
Jurisdiction	IROQUOIS IL
Township / Civil Division	IROQUOIS
Census Block Group	3
Census Block	3080
Census Tract	950300

Owner

Source: Iroquois County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1832 N 1300 EAST RD, WATSEKA, IL 60970-7718
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 20, 2024	Re-recorded Document · Conventional Mortgage THE FREDERICK COMMUNITY BANK
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FREDERICK COMMUNITY BANK
Apr 15, 2019	Special Warranty Deed, Transfer REAL PROPERTY TITLE, REAL ESTATE TITLE CO LLC
Oct 1, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	2026850
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0000000480
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Mar 17, 2026
Property Address	1898 E 1850 NORTH RD, WATSEKA, IL 60970-8806
Document Number	00026R0850
Instrument Date	Mar 17, 2026
Instrument	26R0850
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CRESCENT DR, WATSEKA, IL 60970-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1832 N 1300 EAST RD, WATSEKA, IL 60970-7718

Mortgage

Document Number	00026R0851
Date	Mar 17, 2026
Instrument	26R0851

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	IROQUOIS IL
Recording Date	Feb 20, 2024
Property Address	1898 E 1850 NORTH RD, WATSEKA, IL 60970-8806
Document Number	00024R0480
Instrument Date	Feb 9, 2024
Instrument	24R0480
Record Updated	Mar 8, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1898 E 1850 NORTH RD, WATSEKA, IL 60970-8806

Mortgage

Document Number	00024R0481
Date	Feb 20, 2024
Instrument	24R0481

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2052

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 23, 2023
Property Address	1898 E 1850 NORTH RD, WATSEKA, IL 60970-8806
Document Number	00023R0198
Instrument Date	Jun 1, 2022
Instrument	23R0198
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 WILLINGTON WAY, OSWEGO, IL 60543-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 W NORTH ST, WATSEKA, IL 60970-1242

Mortgage

Document Number	00023R0199
Date	Jan 23, 2023
Instrument	23R0199

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank
Address	PAXTON, IL 60957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2052

Interest

Rate	5.87%

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 15, 2019
Property Address	1898 E 1850 NORTH RD, WATSEKA, IL 60970-8806
Document Number	00019R0981
Instrument Date	Apr 2, 2019
Instrument	19R0981
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	REAL PROPERTY TITLE, REAL ESTATE TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 WILDFLOWER WAY, BOLINGBROOK, IL 60440-4964

October 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 1, 2018
Property Address	1898 E 1850 NORTH RD, WATSEKA, IL 60970-8806
Document Number	00018R3038
Instrument Date	Sep 25, 2018
Instrument	18R3038
Transaction Type	Foreclosure
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 S WACKER DR STE 1400, 1400, CHICAGO, IL 60606-5600

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Iroquois Township
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,003.00 (+8.57%)	$53,960 (+8.51%) Land $9,040 Building $44,920	$161,880 (+8.51%) Land $27,120 Building $134,760
2024	$3,687.00 (+19.17%)	$49,730 (+15.54%) Land $8,330 Building $41,400	$149,190 (+15.54%) Land $24,990 Building $124,200
2022	$3,094.00	$43,040 Land $7,210 Building $35,830	$129,120 Land $21,630 Building $107,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	25 (1994–2018)
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1898 E 1850 N Rd, Watseka, IL 60970 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2024: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E 1850 N Rd

Nearby Streets

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