1898 Chaparral Dr, Vista, CA 92081 Property Records

San Diego County property record for 1898 Chaparral Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,231 sqft · built 1986
Lot Size	0.83 acres (3,633 sqft)
Owner	Company Name on Record
Last Sale	$689,000 (Nov 2022)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-411-42-00`

Property Details

APN / Parcel Number

Primary APN	`217-411-42-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,231 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,633 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1898 CHAPARRAL DR
City	VISTA
State	CA
Zip	92081-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 1 TR 010262
Legal Subdivision	81-32 PH 3
Legal Tract	010262
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4003
Census Tract	19904

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer
Nov 2, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE LENDING
Feb 3, 2017	Grant Deed, Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	2022422278
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000429809
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2022
Property Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345
Document Number	0000429809
Map Reference	MAP 10262
Instrument Date	Nov 8, 2022
Instrument	2022-0429809
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2022
Property Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345
Document Number	0000422278
Map Reference	MAP 10262
Instrument Date	Oct 19, 2022
Instrument	2022-0422278
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	TICOR TITLE NLS, TICOR TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345

Mortgage

Document Number	0000422279
Date	Nov 2, 2022
Instrument	2022-0422279

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2021
Property Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345
Document Number	0000056362
Instrument Date	Jan 20, 2021
Instrument	56362
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1898 CHAPARRAL DR VISTA CA 920815345, VISTA, CA 92081-5345

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345
Document Number	0000256151
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1898 CHAPARRAL DR VISTA CA 920815345, VISTA, CA 92081-5345

Mortgage

Document Number	0000256151
Date	May 20, 2020
Instrument	256151

Lender

Name	PINNACLE LENDING
Type	Funding / Finance Company
Address	CAPISTRANO BEACH, CA 92624

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2017
Property Address	1898 CHAPARRAL DR, VISTA, CA 92081-5345
Document Number	0000058801
Instrument Date	Jan 13, 2017
Instrument	58801
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1898 CHAPARRAL DR VISTA CA 920815345, VISTA, CA 92081-5345

Mortgage

Document Number	58802
Date	Feb 3, 2017
Instrument	58802

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,271 (+2%) Land $108,604 Building $320,667
2025	$5,398.00 (+7.55%) Homeowner's exemption	$420,855 (+4.04%) Land $106,475 Building $314,380
2023	$5,019.00 (-1.78%) Homeowner's exemption	$404,515 Land $102,342 Building $302,173
2022	$5,110.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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