1898 Broad St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1898 Broad St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,287 sqft · built 1950
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on Record
Last Sale$123,000 (Mar 2017)
Tax Bill$5,982 (2026)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.69-2-13

Property Details

APN / Parcel Number

Primary APN421500 49.69-2-13
Alternative APN
  • 150004906900020130000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,287 sqft Living Area
1st Floor Area858 sqft
Upper Floors Area429 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions135 ft deep x 40 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1898 BROAD ST
CitySCHENECTADY
StateNY
Zip12306-4818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionPART OF 1 BRK AND GARAGE
Legal Block2
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 BROOKVIEW CT, SCHENECTADY, NY 12306-9772
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2017 · Amount on Record
Deed SaleMar 29, 2017 · Amount on Record
Prior SaleAug 29, 2016 · Amount on Record
Deed Document Number201713893
Deed Book / Page1959 / 673
Prior Transfer DateSep 29, 2015
Prior Transfer Doc0000003574
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 29, 2017
Property Address1898 BROAD ST, SCHENECTADY, NY 12306-4818
Document Number0000013893
Book / Page1959 / 673
Instrument DateMar 17, 2017
Instrument201713893
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$492.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 BRICKLEY DR, 25, ALBANY, NY 12205-3048

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BROOKVIEW CT, SCHENECTADY, NY 12306-9772

Mortgage

Document Number0000013895
DateMar 29, 2017
Instrument201713895
Lender
NameHOMEOWNERS ADVANTAGE
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Mortgage

Document Number0000013896
DateMar 29, 2017
Book Page4751/334
Instrument201713896
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueMar 16, 2022

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,982.00 (+2.05%)
2025$5,862.00 (+4.29%)$119,900 (-) Land $18,000 Building $101,900$198,543 (+30.82%) Land $29,806 Building $168,737
2023$119,900 (-) Land $18,000 Building $101,900$151,772 (+3.8%) Land $22,785 Building $128,987
2022$119,900 Land $18,000 Building $101,900$146,220 Land $21,951 Building $124,269
2021$5,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Greenlight Networks.

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