1898 Bannister Pl, Tracy, CA 95377 Property Records

San Joaquin County property record for 1898 Bannister Pl, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Lot Size	0.075 acres (3,264 sqft)
Owner	2 Company Names on Record
Last Sale	$666,000 (Feb 2026)
Tax Bill	$9,829 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`253-630-340-000`

Property Details

APN / Parcel Number

Primary APN	`253-630-340-000`

Exterior

Lot Area	3,264 sqft (0.075 acres)

Location & Zoning

Street Address	1898 BANNISTER PL
City	TRACY
State	CA
Zip	95377-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 178 KT PROPERTY II TRACT NO. 4037
Legal Subdivision	KT PROP II
Legal Tract	4037
Legal Block	1
Legal Lot Number	178
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1069
Census Tract	5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7350 LEMBERT HILLS CT, DUBLIN, CA 94568-4897
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Grant Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Apr 18, 2024	Grant Deed, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	202615459
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 25, 2026
Property Address	1898 BANNISTER PL, TRACY, CA 95377-7759
Document Number	0000015459
Map Reference	MB 43 PG 200
Instrument Date	Feb 2, 2026
Instrument	2026-015459
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7350 LEMBERT HILLS CT, DUBLIN, CA 94568-4897

Mortgage

Document Number	0000015460
Date	Feb 25, 2026
Instrument	2026-015460

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.75%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 18, 2024
Property Address	1898 BANNISTER PL, TRACY, CA 95377-7759
Document Number	0000032006
Map Reference	MB 43 PG 200
Instrument Date	Apr 15, 2024
Instrument	2024-032006
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 CAMINO RAMON STE 525, 525, SAN RAMON, CA 94583-9131

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,829.00 (+106.8%)
2025	$4,753.00 (+51.42%)	$193,800 (+272.55%) Land $193,800
2023	$3,139.00 (+2.28%)	$52,020 Land $52,020	$626,670
2022	$3,069.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net.

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