18977 Monrovia Rd, Orange, VA 22960 Property Records

Orange County property record for 18977 Monrovia Rd, Orange, VA 22960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,539 sqft · built 1987
Lot Size	2.98 acres (130,027 sqft)
Owner	Individual Name on File
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-00-01-00-0005`

Property Details

APN / Parcel Number

Primary APN	`059-00-01-00-0005`
Alternative APN	`13192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,539 sqft Living Area
1st Floor Area	1,653 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,027 sqft (2.98 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	822 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13192
Street Address	18977 MONROVIA RD
City	ORANGE
State	VA
Zip	22960-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A AGRICULTURAL
Legal Description	59 (1) 5 CALVARY ESTATES PC C-145
Legal Subdivision	CALVARY ESTATES
Legal Lot Number	5
Jurisdiction	ORANGE VA
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	110105

Owner

18977 Monrovia Rd is owned and occupied by an individual who acquired it in August 2022.

Source: Orange County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18977 MONROVIA RD, ORANGE, VA 22960-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Aug 11, 2022	Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 11, 2022
Transfer Doc	0000005218
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	18977 MONROVIA RD, ORANGE, VA 22960-3201
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008933
Date	Dec 10, 2021
Instrument	210008933

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	18977 MONROVIA RD, ORANGE, VA 22960-3201
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002570
Date	Jun 13, 2024
Instrument	240002570

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2054

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE VA
Recording Date	Aug 11, 2022
Property Address	18977 MONROVIA RD, ORANGE, VA 22960-3201
Document Number	0000005218
Map Reference	MB C PG 145
Instrument Date	Aug 11, 2022
Instrument	220005218
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18977 MONROVIA RD, ORANGE, VA 22960-3201

Mortgage

Document Number	0000005219
Date	Aug 11, 2022
Instrument	220005219

Lender

Name	NFM INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18977 Monrovia Rd was $2,115.

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00	$253,900 Land $44,900 Building $209,000	$253,900 Land $44,900 Building $209,000
2023	$2,115.00	$253,900 Land $44,900 Building $209,000	$253,900 Land $44,900 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18977 Monrovia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18977 Monrovia Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
FiberLync Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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