18975 Olson Ave, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 18975 Olson Ave, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,332 sqft · built 1970
Lot Size	0.619 acres (26,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,668,000 (Feb 2023)
Tax Bill	$12,802 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E20BA00800`

Property Details

APN / Parcel Number

Primary APN	`21E20BA00800`
Alternative APN	`00353539`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,332 sqft Living Area
Basement Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	26,979 sqft (0.619 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00353539
Street Address	18975 OLSON AVE
City	LAKE OSWEGO
State	OR
Zip	97034-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	1327 THOMSONS HALF AC #2 LT 3
Legal Range	1E
Legal Township	2S
Legal Section	20
Legal Subdivision	THOMSONS HALF AC #2
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2012
Census Tract	20403

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18975 OLSON AVE, LAKE OSWEGO, OR 97034-7420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit M & T BANK
Apr 7, 2021	Warranty Deed, Transfer · Line of Credit M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	20236431
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 28, 2023
Property Address	18975 OLSON AVE, LAKE OSWEGO, OR 97034-7420
Document Number	0000006431
Instrument Date	Feb 24, 2023
Instrument	2023-006431
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18975 OLSON AVE, LAKE OSWEGO, OR 97034-7420

Mortgage

Document Number	0000006432
Date	Feb 28, 2023
Instrument	2023-006432

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18975 OLSON AVE, LAKE OSWEGO, OR 97034-7420
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036521
Date	Jun 23, 2022
Instrument	2022-036521

Lender

Name	M & T BANK
Type	Bank
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 7, 2021
Property Address	18975 OLSON AVE, LAKE OSWEGO, OR 97034-7420
Document Number	0000036383
Instrument Date	Jan 7, 2021
Instrument	2021-036383
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1944, LAKE OSWEGO, OR 97035-0617
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036384
Date	Apr 7, 2021
Instrument	2021-036384

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,802.00 (+5.85%)	$668,122 (+6.09%)	$1,452,627 (+3.34%) Land $374,027 Building $1,078,600
2023	$12,095.00	$629,770	$1,405,708 Land $359,678 Building $1,046,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	20 (1996–1999)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Feb 1999 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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