18974 Concerto Dr, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 18974 Concerto Dr, Boca Raton, FL 33498

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 2,223 sqft · built 1994
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jul 2017)
Tax Bill	$5,736 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-01-36-000-0810`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-01-36-000-0810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,223 sqft Living Area
Gross Area	2,725 sqft
1st Floor Area	1,182 sqft
Upper Floors Area	1,041 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,001 sqft (0.114 acres)
Garage Area	462 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	18974 CONCERTO DR
City	BOCA RATON
State	FL
Zip	33498-4869
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RTS
Legal Description	LAKES AT BOCA RATON PAR E LT 81
Legal Range	41E
Legal Township	47S
Legal Section	01
Legal Subdivision	LAKES AT BOCA RATON
Legal Lot Number	81
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2013
Census Tract	7749

Owner

18974 Concerto Dr, a zero lot line, is owned and occupied by an individual who bought it in July 2017.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18974 CONCERTO DR, BOCA RATON, FL 33498-4869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Document Number	20170270577
Deed Book / Page	29248 / 0373
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18974 CONCERTO DR, BOCA RATON, FL 33498-4869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18974 CONCERTO DR, BOCA RATON, FL 33498-4869

Mortgage

Document Number	0319190081
Date	Nov 16, 2020
Book Page	31919/81
Instrument	20200436470

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 28, 2017
Property Address	18974 CONCERTO DR, BOCA RATON, FL 33498-4869
Document Number	0292480373
Book / Page	29248 / 0373
Map Reference	MB72 PG56
Instrument Date	Jul 24, 2017
Instrument	20170270577
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LIGHTHOUSE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 PARK PLZ4TH, 75, BOSTON, MA 02116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18974 CONCERTO DR, BOCA RATON, FL 33498-4869

Mortgage

Document Number	20170270578
Date	Jul 28, 2017
Instrument	20170270578

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18974 Concerto Dr was $5,736 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,736.00 Homeowner's exemption	$364,849	$517,907 Land $168,945 Building $348,962
2023	$5,424.00 (+0.89%) Homeowner's exemption	$344,240 (+3%)	$537,731 (+18.09%) Land $166,594 Building $371,137
2022	$5,376.00 Homeowner's exemption	$334,214	$455,362 Land $144,211 Building $311,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18974 Concerto Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (1999–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18974 Concerto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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