18973 Co Rd 243, Terrell, TX 75160 Property Records

Kaufman County property record for 18973 Co Rd 243, Terrell, TX 75160

Property Summary

Property Type	Rural Home
Details	1,652 sqft · built 2017
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,857 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R6242`

Property Details

APN / Parcel Number

Primary APN	`R6242`
Alternative APN	`99.0168.0000.0045.03.06.00`

Interior

Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R6242
Old Parcel Number	99016800000045030600
Street Address	18973 COUNTY ROAD 243
City	TERRELL
State	TX
Zip	75160-0994
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ELIZABETH GRAVES, TRACT 45.03; 18. ACRES, & HOUSE & HOUSE
Legal Subdivision	ELIZABETH GRAVES
Legal Tract	45.03
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2007
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18973 COUNTY ROAD 243, TERRELL, TX 75160-0994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 4, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Sep 23, 2019	Deed of Trust, Mortgage JG WENTWORTH HM LNDG
May 18, 2017	Warranty Deed, Transfer AMERICAN NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017
Deed Sale	May 10, 2017
Deed Document Number	11077
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	18973 COUNTY ROAD 243, TERRELL, TX 75160-0994
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070310194
Date	Jun 4, 2021
Book Page	7031/194
Instrument	2021-0022165

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	18973 COUNTY ROAD 243, TERRELL, TX 75160-0994
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056660454
Date	May 4, 2018
Book Page	5666/454
Instrument	2018-0010699

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	18973 COUNTY ROAD 243, TERRELL, TX 75160-0994
Document Number	0061660150
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18973 COUNTY ROAD 243 TERRELL TX 751600994, TERRELL, TX 75160-0994

Mortgage

Document Number	0061660150
Date	Oct 9, 2019
Book Page	006166/000150
Instrument	25134

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	May 18, 2017
Property Address	18973 COUNTY ROAD 243, TERRELL, TX 75160-0994
Document Number	0053440328
Book / Page	005344 / 000328
Instrument Date	May 10, 2017
Instrument	11077
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	COUNTY RD 243 TERRELL TX 75160, TERRELL, TX 75160

Mortgage

Document Number	53440332
Date	May 18, 2017
Book Page	005344/000332
Instrument	11078

Lender

Name	AMERICAN NAT'L BK/TX
Type	Bank
Address	TERRELL, TX 75160

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$777,929 (+90.38%)	$791,480 (+3.26%) Land $417,599 Building $373,881
2024	$4,857.00 (+12.09%)
2023	$4,333.00 (+11.39%) Homeowner's exemption	$408,628 Land $23,714 Building $384,914	$766,513 Land $381,599 Building $384,914
2022	$3,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	200 / 40
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8.

Cell Coverage

5G (outdoors only) and 4G LTE

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