18972 Alsie Dr, Macomb, MI 48044 Property Records

Macomb County property record for 18972 Alsie Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,762 sqft · built 1995
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-302-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-302-014`
Alternative APN	`0821302014`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,732 sqft
Unfinished Basement	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	144 ft deep x 71 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18972 ALSIE DR
City	MACOMB
State	MI
Zip	48044-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE RIVER SUB LOT 14 LIBER: 108 PAGES: 3-6
Legal Subdivision	MIDDLE RIVER SUB
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2004
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Mar 3, 2025	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Nov 10, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE LINK
Sep 16, 2025	Intrafamily Transfer, Transfer
Oct 21, 2020	Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020
Deed Sale	Oct 21, 2020
Prior Sale	Sep 8, 2006 · Amount on Record
Deed Document Number	20202128034
Deed Book / Page	27088 / 726
Last Transfer Date	Nov 5, 2025
Transfer Doc	2500100856
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Mortgage

Document Number	2102162655
Date	Apr 22, 2021
Book Page	27596/54
Instrument	202102162655

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Investor	Possibly a Property Investor

Mortgage

Document Number	2102232667
Date	Sep 3, 2021
Book Page	27979/367
Instrument	202102232667

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Mortgage

Document Number	2200128395
Date	Nov 17, 2022
Book Page	28905/873
Instrument	202200128395

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Mortgage

Document Number	2500016003
Date	Mar 3, 2025
Book Page	29983/498
Instrument	202500016003

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 10, 2025
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Document Number	2500100856
Book / Page	30381 / 439
Map Reference	LB 108 PG 3-6
Instrument Date	Nov 5, 2025
Instrument	202500100856
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Mortgage

Document Number	0000381441
Date	Nov 10, 2025
Instrument	30381/441

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Sep 16, 2025
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Document Number	2500082773
Book / Page	30286 / 648
Map Reference	LB 108 PG 3-6
Instrument Date	Sep 11, 2025
Instrument	202500082773
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Oct 21, 2020
Property Address	18972 ALSIE DR, MACOMB, MI 48044-1246
Document Number	0000128034
Book / Page	27088 / 726
Map Reference	LB 108 PG 3-6
Instrument Date	Oct 15, 2020
Instrument	2128034
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	LENDING EDGE TITLE PARTNERS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18972 ALSIE DR, MACOMB, MI 48044-1246

Mortgage

Document Number	0000128035
Date	Oct 21, 2020
Instrument	2128035

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900 (+4.23%)	$379,800 (+4.23%)
2025	$4,267.00 (+1.76%) Homeowner's exemption	$182,200 (+12.75%)	$364,400 (+12.75%)
2024	$4,193.00 (-20.35%)
2023		$161,600	$323,200
2022	$5,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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