Montgomery County property record for 1897 Snowcloud Ct, Dayton, OH 45420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 894 sqft · built 1983 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jul 2019) |
| Tax Bill | $4,108 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 04303 0004 |
| Primary APN | N64 04303 0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1897 SNOWCLOUD CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45420-2192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 MOLER VAN BUREN PLAT |
| Legal Subdivision | VAN BUREN |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21100 |
1897 Snowcloud Ct is owned and occupied by two individuals who bought it in July 2019.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1897 SNOWCLOUD CT, DAYTON, OH 45420-2192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 10, 2019 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Oct 31, 2017 | Warranty Deed, Transfer · FHA Mortgage NEW CARLISLE FSB |
| Jun 28, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on File |
| Deed Sale | Jul 10, 2019 · Amount on File |
| Prior Sale | Oct 31, 2017 · Amount on File |
| Deed Document Number | 201700065383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1897 SNOWCLOUD CT, DAYTON, OH 45420-2192 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000082071 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-00082071 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 10, 2019 |
| Property Address | 1897 SNOWCLOUD CT, DAYTON, OH 45420-2192 |
| Document Number | 0000035424 |
| Instrument Date | Jun 22, 2019 |
| Instrument | 35424 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1897 SNOWCLOUD CT DAYTON OH 454202192, DAYTON, OH 45420-2192 |
| Document Number | 35425 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 35425 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 31, 2017 |
| Property Address | 1897 SNOWCLOUD CT, DAYTON, OH 45420-2192 |
| Document Number | 0000065383 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 65383 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1897 SNOWCLOUD CT KETTERING OH 454202192, KETTERING, OH 45420-2192 |
| Document Number | 65384 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 65384 |
| Name | NEW CARLISLE FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | NEW CARLISLE, OH 45344 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 28, 2017 |
| Property Address | 1897 SNOWCLOUD CT, DAYTON, OH 45420-2192 |
| Document Number | 0000037567 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 37567 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7026 CORPORATE WAY #208 CENTERVILLE OH 454594288, 208, CENTERVILLE, OH 45459-4288 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,150 Land $10,400 Building $53,750 | ||
| 2024 | $4,108.00 (+2.73%) | ||
| 2023 | $3,999.00 (+6.7%) | $64,150 (+35.02%) Land $10,400 Building $53,750 | $183,260 Land $29,700 Building $153,560 |
| 2022 | $3,748.00 | $47,510 Land $7,700 Building $39,810 | |
| 2020 | $135,750 Land $22,000 Building $113,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1897 Snowcloud Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1897 Snowcloud Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures