1897 Silva Pl, Santa Clara, CA 95054 Property Records

Santa Clara County property record for 1897 Silva Pl, Santa Clara, CA 95054

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,458 sqft · built 2005
Lot Size	0.056 acres (2,444 sqft)
Owner	2 Company Names on File
Last Sale	$685,000 (May 2008)
Tax Bill	$10,718 (2025)
Deeds & Mortgages	Nov 2023 Transfer Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`097-19-111`

Property Details

APN / Parcel Number

Primary APN	`097-19-111`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	754 sqft
2nd Floor Area	704 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,444 sqft (0.056 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	09719111
Street Address	1897 SILVA PL
City	SANTA CLARA
State	CA
Zip	95054-1673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TRACT 9542 MISSION GARDENS BOOK 778 PAGE 47 PAGE 49
Legal Subdivision	MISSION GARDENS
Legal Tract	9542
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	504902

Owner

1897 Silva Pl, a condominium, is owned by a company that acquired it in November 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Intrafamily Transfer, Transfer
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Jul 20, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2008 · Amount on File
Deed Sale	May 6, 2008 · Amount on File
Prior Sale	Sep 27, 2005 · Amount on File
Deed Document Number	200819841659
Last Transfer Date	Nov 7, 2023
Transfer Doc	0025559081
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 15, 2023
Property Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673
Document Number	0025559081
Map Reference	MB 778 PG 47
Instrument Date	Nov 7, 2023
Instrument	25559081
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673

Mortgage

Document Number	0025060034
Date	Aug 10, 2021
Instrument	25060034

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 9, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673

Mortgage

Document Number	0025046533
Date	Jul 28, 2021
Instrument	25046533

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023937852
Date	May 22, 2018
Instrument	23937852

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1897 SILVA PL, SANTA CLARA, CA 95054-1673
Document Number	0024238746
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1897 SILVA PL SANTA CLARA CA 950541673, SANTA CLARA, CA 95054-1673

Mortgage

Document Number	0024238746
Date	Jul 25, 2019
Instrument	24238746

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1897 Silva Pl was $10,718.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$915,729 (+2%) Land $458,870 Building $456,859
2025	$10,718.00	$897,774 Land $449,873 Building $447,901
2023	$10,136.00 (+1.61%) Homeowner's exemption	$862,913 Land $432,404 Building $430,509
2022	$9,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1897 Silva Pl in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1897 Silva Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 890 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	122 / 27
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Ridge Wireless.

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