St. Louis County property record for 1897 Mitchell Shores Rd, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 2.5 ba · 3,162 sqft · built 2017 |
| Lot Size | 14 acres (612,889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,000 (Feb 2011) |
| Tax Bill | $5,906 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-01070 |
| Primary APN | 465-0010-01070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 3,162 sqft Gross Area |
| 1st Floor Area | 2,958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Other |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 612,889 sqft (14 acres) |
| Garage Area | 912 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Cabin | 314 sqft |
| Storage Building | 50 sqft |
| Pole Barn | 1,728 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1144172 |
|---|---|
| Street Address | 1897 MITCHELL SHORES RD |
| City | ELY |
| State | MN |
| Zip | 55731-8372 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT 7 EX ASSUMING THE E LINE OF G.L.7 BEINGALSO THE E LINE OF SEC 7 TO BEAR N02DEG30'05"E AND FROM THE SE COR OF G.L.7 BEING |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 07 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 2 |
| Census Block | 2162 |
| Census Tract | 15401 |
Source: St. Louis County records · APN 465-0010-01070
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2024 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Jan 31, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Jul 23, 2020 | Deed of Trust, Mortgage FRANDSEN BK&TR |
| Mar 17, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Mar 17, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Jun 15, 2017 | Trustee's Deed, Construction Loan · Line of Credit FRANDSEN BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2011 · Amount on Record |
| Deed Sale | Feb 02, 2011 · Amount on Record |
| Prior Sale | Feb 02, 2011 · Amount on Record |
| Deed Document Number | 2011896096 |
| Last Transfer Date | Jan 24, 2023 |
| Transfer Doc | 0001065691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001078301 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 1078301 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 31, 2023 |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 0001065691 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 1065691 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | NORTHEAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 0001065692 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 1065692 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.94% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 10.9% |
| Index | 3-Year TN |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 00T1026889 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1897 MITCHELL SHORES RD ELY MN 557318372, ELY, MN 55731-8372 |
| Document Number | 00T1026889 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | T1026889 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 03, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 00T1022521 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1897 MITCHELL SHORES RD ELY MN 557318372, ELY, MN 55731-8372 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 00T1022522 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1897 MITCHELL SHORES RD #RRD ELY MN 557318372, ELY, MN 55731-8372 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 000T998343 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1897 MITCHELL SHORES RD ELY MN 557318372, ELY, MN 55731-8372 |
| Document Number | 000T998343 |
|---|---|
| Date | May 25, 2018 |
| Instrument | T998343 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 24, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Document Number | 000T998342 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1897 MITCHELL SHORES RD ELY MN 557318372, ELY, MN 55731-8372 |
| Document Number | 000T998342 |
|---|---|
| Date | May 25, 2018 |
| Instrument | T998342 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 15, 2017 |
| Property Address | 1897 MITCHELL SHORES RD, ELY, MN 55731-8372 |
| Instrument Date | Jun 12, 2017 |
| Instrument | T985983 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4 E BOUNDARY ST ELY MN 557311329, ELY, MN 55731-1329 |
| Document Number | 000T985983 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | T985983 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 14, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,906.00 (+7.81%) Homeowner's exemption | ||
| 2025 | $5,478.00 (+15.47%) Homeowner's exemption | $806,700 (+7.19%) Land $279,800 Building $526,900 | $806,700 (+7.19%) Land $279,800 Building $526,900 |
| 2024 | $4,744.00 | $752,600 (+11.6%) Land $279,800 Building $472,800 | $752,600 (+11.6%) Land $279,800 Building $472,800 |
| 2022 | $674,400 Land $259,100 Building $415,300 | $674,400 Land $259,100 Building $415,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 654 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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