Elliott County property record for 1897 KY 702, Sandy Hook, KY 41171
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1988 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $654 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-00-00-022.01 |
| Primary APN | 017-00-00-022.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 462 sqft |
| Cooling System | Central |
|---|
| Street Address | 1897 KY 702 |
|---|---|
| City | SANDY HOOK |
| State | KY |
| Zip | 41171-8009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESIDENCE & 3 ACRES |
| Legal Subdivision | VANSAND SUBDIVISION |
| Jurisdiction | ELLIOTT KY |
| Township / Civil Division | SANDY HOOK |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 920102 |
1897 KY 702 is owned and occupied by an individual who acquired it in February 2020.
Source: Elliott County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2020 | Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK OF GRAYSON |
| Mar 3, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE MOUNTAINS INC |
| Mar 3, 2020 | Divorce Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 20, 2020 |
| Transfer Doc | 00D125/757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIOTT KY |
| Property Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
| Document Number | 000M93/202 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | M93/202 |
| Instrument | 13674 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Feb 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIOTT KY |
| Property Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
| Document Number | 000M93/253 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | M93/253 |
| Instrument | 13684 |
| Name | BANK OF THE MOUNTAINS INC |
|---|---|
| Type | Bank |
| Address | WEST LIBERTY, KY 41472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jan 28, 2035 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | ELLIOTT KY |
| Recording Date | Mar 3, 2020 |
| Property Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
| Document Number | 00D125/757 |
| Book / Page | D125 / 757 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 13673 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 OLD OWINGSVILLE RD, MOUNT STERLING, KY 40353-8192 |
| Name | Verified Name |
|---|---|
| Address | 1897 KY 702, SANDY HOOK, KY 41171-8009 |
The 2025 property tax bill for 1897 KY 702 was $654.
Source: Elliott County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Elliott County |
| Unified School District | Elliott County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $654.00 | $61,926 Land $61,926 | $61,926 |
| 2023 | $597.00 | $61,926 Land $61,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1897 KY 702 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jan 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1897 KY 702 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY HOOK WATER DISTRICT serves 3,528 people · EPA ID KY0320383 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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