St. Clair County property record for 1897 Fruit St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-01-107-0049-002 |
| Primary APN | 74-01-107-0049-002 |
|---|
| Lot Area | 18,731 sqft (0.43 acres) |
|---|
| Street Address | 1897 FRUIT ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 49 DESC AS: BEG S 81D 07M 22S W 121' FROM NE COR OF LOT 49, TH S 13D 47M 30S W 185.43', TH N 64D 47M 01S W |
| Legal Lot Number | 49 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 649000 |
1897 Fruit St is owned and occupied by an individual who acquired it in March 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1897 FRUIT ST, CLAY, MI 48001-4545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0005704818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 10, 2024 |
| Property Address | 1897 FRUIT ST, CLAY, MI 48001-4545 |
| Document Number | 0005704818 |
| Book / Page | 5704 / 818 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024006427 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1875 FRUIT ST, CLAY, MI 48001-4545 |
| Name | Verified Name |
|---|---|
| Address | 1897 FRUIT ST, CLAY, MI 48001-4545 |
The 2025 property tax bill for 1897 Fruit St was $2,266 with a homeowner's exemption, up 4.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,500 (+4.12%) | $187,000 | |
| 2025 | $2,266.00 (+4.18%) Homeowner's exemption | $89,800 | |
| 2024 | $2,175.00 | $179,600 | |
| 2023 | $75,200 | ||
| 2022 | $1,913.00 | $150,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1897 Fruit St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Aug 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1897 Fruit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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