1897 Cisco Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1897 Cisco Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,979 sqft · built 2022
Lot Size	3.62 acres (158,036 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (May 2000)
Tax Bill	$6,901 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-1823100.002`

Property Details

APN / Parcel Number

Primary APN	`02-1823100.002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,979 sqft Living Area
1st Floor Area	2,979 sqft
Basement Area	2,979 sqft
Finished Basement	2,979 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	158,036 sqft (3.62 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1897 CISCO RD
City	SIDNEY
State	OH
Zip	45365-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T08 S23 PT OF NW 1/4 OF E 1/2 NW QR 010-18-23-100-002
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2028
Census Tract	971700

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1897 CISCO RD, SIDNEY, OH 45365-9309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
Apr 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2000 · Amount on Record
Deed Sale	May 30, 2000 · Amount on Record
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1897 CISCO RD, SIDNEY, OH 45365-9309
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1897 CISCO RD, SIDNEY, OH 45365-9309

Mortgage

Document Number	02311/4038
Date	Oct 17, 2022
Book Page	2311/4038
Instrument	202205628

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	12.5%
Index	1-Year CMT
Max Rate	12.5%

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Apr 25, 2019
Property Address	1897 CISCO RD, SIDNEY, OH 45365-9309
Document Number	002167/714
Book / Page	2167 / 714
Instrument Date	Apr 24, 2019
Instrument	201900001950
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1897 CISCO RD, SIDNEY, OH 45365-9309
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,901.00 (-0.5%)	$185,360 (-) Land $16,740 Building $168,620
2024	$6,936.00 (+5.67%) Homeowner's exemption	$185,360 (+3.22%) Land $16,740 Building $168,620
2023	$6,564.00 (+1,877.11%) Homeowner's exemption	$179,580 (+2,229.18%) Land $16,740 Building $162,840	$529,600 (+2,305.09%) Land $47,830 Building $481,770
2022	$332.00	$7,710 Land $7,710
2020			$22,020 Land $22,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
NKTELCO - Goldstar Fixed Wireless	50 / 5
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Brightspeed.

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