Contra Costa County property record for 1897 Camino Estrada, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,207 sqft · built 1977 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $850,000 (Apr 2026) |
| Tax Bill | $9,952 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-242-018 |
| Primary APN | 118-242-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| Basement Area | 157 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1897 CAMINO ESTRADA |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T04681 L0198 B |
| Legal Subdivision | SUBDIVISION 4681 |
| Legal Tract | 04681 |
| Legal Lot Number | 198 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 355307 |
1897 Camino Estrada is owner-occupied and held in a trust since April 2026.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 14, 2026 | Grant Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Aug 17, 2016 · Amount on File |
| Deed Document Number | 202637595 |
| Prior Transfer Date | Dec 29, 2008 |
| Prior Transfer Doc | 0000015131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Document Number | 0000184623 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022-184623 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Document Number | 0000287045 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-287045 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Document Number | 0000037595 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202637595 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037596, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202637596 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1897 CAMINO ESTRADA, CONCORD, CA 94521-2439 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000080469 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-080469 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1897 Camino Estrada was $9,952.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $822,730 (+2%) Land $402,486 Building $420,244 | |
| 2025 | $9,952.00 | $806,599 Land $394,595 Building $412,004 |
| 2023 | $9,531.00 (+1.24%) | $775,279 Land $379,273 Building $396,006 |
| 2022 | $9,414.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1897 Camino Estrada in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1897 Camino Estrada is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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