Pinellas County property record for 1897 Bugle Ln, Clearwater, FL 33764
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,715 sqft · built 1979 |
| Lot Size | 0.387 acres (16,893 sqft) |
| Owner | Individual on Record |
| Last Sale | $379,200 (Oct 2020) |
| Tax Bill | $5,841 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-746-7302-1 |
| Primary APN | C62-000-746-7302-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,715 sqft Heated Area |
| 1st Floor Area | 1,715 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,893 sqft (0.387 acres) |
| Lot Dimensions | 130 ft deep x 130 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 311 sqft |
| Deck Area | 255 sqft |
| Patio Area | 255 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R257480 |
|---|---|
| Old Parcel Number | 152924221940000390 |
| Street Address | 1897 BUGLE LN |
| City | CLEARWATER |
| State | FL |
| Zip | 33764-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOUGLAS MANOR ESTATES LOT 39 & VAC DRUM ST ON E |
| Legal Range | 15 |
| Legal Township | 29 |
| Legal Section | 24 |
| Legal Subdivision | DOUGLAS MANOR ESTATES |
| Legal Lot Number | 39 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 25401 |
Source: Pinellas County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Mar 31, 2004 · Amount on Record |
| Deed Document Number | 2020296555 |
| Deed Book / Page | 21195 / 545 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Document Number | 0222390300 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 22239/300 |
| Instrument | 2022309041 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33764 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Document Number | 0218091691 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 21809/1691 |
| Instrument | 2021374148 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Document Number | 0211950545 |
| Book / Page | 21195 / 545 |
| Map Reference | MB 40 PG 45 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020296555 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,654.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1897 BUGLE LN, CLEARWATER, FL 33764-2446 |
| Document Number | 0021195547 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 21195/547 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,841.00 (+3.4%) Homeowner's exemption | $369,034 (+5.99%) | $444,101 (+4.44%) Land $176,294 Building $267,807 |
| 2023 | $5,649.00 (+1.42%) Homeowner's exemption | $348,188 (+3%) | $425,222 (+12.05%) Land $215,869 Building $209,353 |
| 2022 | $5,570.00 Homeowner's exemption | $338,047 | $379,478 Land $213,917 Building $165,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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