18965 156th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 18965 156th St, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,280 sqft · built 2013
Lot Size	10.6 acres (462,172 sqft)
Owner	2 Individual Names on File
Tax Bill	$656 (2024)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04S-12E-10544-003010`

Property Details

APN / Parcel Number

Primary APN	`05-04S-12E-10544-003010`
Alternative APN	`10544003010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	462,172 sqft (10.6 acres)
Patio Area	898 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10544003010
Street Address	18965 156TH ST
City	LIVE OAK
State	FL
Zip	32060-4611
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 9.61 ACRES COM AT THE NW COR OF THE SW1/4 OF SAID SECTION RUN THENCE N 90 DEG 00 '00 E ALONG THE N LINE OF SAID SW1/4 A
Legal Range	12E
Legal Township	04S
Legal Section	05
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1018
Census Tract	970301

Owner

18965 156th St, a mobile home, is owned by two individuals who acquired it in June 2013.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15673 189TH RD, MC ALPIN, FL 32062-2046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2013
Deed Sale	Jun 3, 2013
Deed Document Number	2013151187
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	18965 156TH ST, LIVE OAK, FL 32060-4611
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18965 156TH ST, LIVE OAK, FL 32060-4611

Mortgage

Document Number	0000274644
Date	Jan 5, 2024
Book Page	2489/451
Instrument	2024274644

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	2 20TH ST N STE 320, BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,970 Land $6,640 Building $11,330	$36,750
2024	$656.00 (-50.23%)
2023	$1,318.00 (+3.53%) Homeowner's exemption	$105,891 (+2.94%)	$132,150 (+5.66%)
2022	$1,273.00 Homeowner's exemption	$102,870	$125,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18965 156th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18965 156th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20