Pasco County property record for 18964 Roseate Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,559 sqft · built 2017 |
| Lot Size | 0.234 acres (10,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $551,000 (Jan 2022) |
| Tax Bill | $10,978 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-26-18-0070-04500-0040 |
| Primary APN | 33-26-18-0070-04500-0040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,559 sqft Living Area |
| Gross Area | 3,188 sqft |
| 1st Floor Area | 2,299 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,174 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18964 ROSEATE DR |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LONG LAKE RANCH VILLAGE 1A PB 73 PG 066 BLOCK 45 LOT 4 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | LONG LAKE RANCH |
| Legal Tract | 70 |
| Legal Block | 45 |
| Legal Lot Number | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 31605 |
Source: Pasco County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18964 ROSEATE DR, LUTZ, FL 33558-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M/I FINANCIAL LLC |
| Jan 7, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 11, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO |
| Jan 8, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on Record |
| Deed Sale | Jan 7, 2022 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 20224218 |
| Deed Book / Page | 10519 / 838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18964 ROSEATE DR, LUTZ, FL 33558-2317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101322671 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 10132/2671 |
| Instrument | 2020108111 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 7, 2022 |
| Property Address | 18964 ROSEATE DR, LUTZ, FL 33558-2317 |
| Document Number | 0105190838 |
| Book / Page | 10519 / 838 |
| Map Reference | MB 73 PG 66-71 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2022004218 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,857.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347 |
| Name | Verified Name |
|---|---|
| Address | 18964 ROSEATE DR, LUTZ, FL 33558-2317 |
| Document Number | 0010519840 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 10519/840 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 11, 2021 |
| Property Address | 18964 ROSEATE DR, LUTZ, FL 33558-2317 |
| Document Number | 0104582052 |
| Book / Page | 10458 / 2052 |
| Map Reference | MB 73 PG 66-71 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021216981 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,654.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18964 ROSEATE DR, 18964, LUTZ, FL 33558-2317 |
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 18964 ROSEATE DR, LUTZ, FL 33558-2317 |
| Document Number | 0096593577 |
| Book / Page | 009659 / 003577 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2975 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | M/I TITLE AGENCY LIMITED LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,726.01 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18964 ROSEATE DR LUTZ FL 335582317, LUTZ, FL 33558-2317 |
| Document Number | 96593579 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 009659/003579 |
| Instrument | 2976 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2048 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,277 (+1.26%) Land $103,945 Building $389,332 | $493,277 (-2.2%) Land $103,945 Building $389,332 | |
| 2025 | $10,978.00 (+2.16%) Homeowner's exemption | $487,140 (+5.98%) Land $103,945 Building $383,195 | $504,365 (-4.16%) Land $103,945 Building $400,420 |
| 2024 | $10,746.00 (+2.55%) | ||
| 2023 | $10,479.00 (+9.3%) Additional exemption filed | $459,640 (+3%) Land $84,937 Building $374,703 | $526,260 (+17.93%) Land $84,937 Building $441,323 |
| 2022 | $9,587.00 Homeowner's exemption | $446,255 Land $72,265 Building $373,990 | $446,255 Land $72,265 Building $373,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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