18961 Riverbend Loop, Foley, AL 36535 Property Records

Baldwin County property record for 18961 Riverbend Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,719 sqft · built 2000
Lot Size	0.409 acres (17,829 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Oct 2023)
Tax Bill	$1,540 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61-04-19-0-000-067.031`

Property Details

APN / Parcel Number

Primary APN	`61-04-19-0-000-067.031`
Alternative APNs	`215946` `315509` `536941`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,719 sqft Heated Area
1st Floor Area	1,719 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,829 sqft (0.409 acres)
Lot Dimensions	129 ft deep x 138 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	536941
Street Address	18961 RIVERBEND LOOP
City	FOLEY
State	AL
Zip	36535-4098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 RIVERBEND PLANTATION PHASE 2 SLIDE 1740-B
Legal Subdivision	RIVERBEND PLANTATION PHASE 2
Legal Phase	2
Legal Block	PH 2
Legal Lot Number	29
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1011
Census Tract	11411

Owner

18961 Riverbend Loop is owned and occupied by an individual who bought it in October 2023.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA CU
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit ALABAMA CU
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit ALABAMA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Sep 16, 2014 · Amount on File
Deed Document Number	20232090329
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 12, 2023
Property Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Document Number	0002090329
Map Reference	SL 1740-B
Instrument Date	Oct 11, 2023
Instrument	2090329
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 LITTLETON RD, ATTALLA, AL 35954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Investor	Possibly a Property Investor

Mortgage

Document Number	0002090330
Date	Oct 12, 2023
Instrument	2090330

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001919709
Date	Jun 7, 2021
Instrument	1919709

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098

Mortgage

Document Number	0001862270
Date	Oct 8, 2020
Instrument	1862270

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Oct 1, 2044

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002052189
Date	Mar 15, 2023
Instrument	2052189

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18961 RIVERBEND LOOP, FOLEY, AL 36535-4098
Document Number	0001754120
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18961 RIVERBEND LOOP FOLEY AL 365354098, FOLEY, AL 36535-4098

Mortgage

Document Number	0001754120
Date	Apr 15, 2019
Instrument	1754120

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 14, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 18961 Riverbend Loop was $1,540, down 1.5% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,540.00 (-1.53%)
2025	$1,564.00	$55,860 Land $10,080 Building $45,780	$279,300 Land $50,400 Building $228,900
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$25,820 (+16.94%)	$258,100 (+16.95%) Land $37,000 Building $221,100
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$22,080	$220,700 Land $32,900 Building $187,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18961 Riverbend Loop in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	29 (2014–2020)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 18 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18961 Riverbend Loop is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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