18960 N Elm Loop, Temple, TX 76501 Property Records

Bell County property record for 18960 N Elm Loop, Temple, TX 76501

Property Summary

Property Type	Misc Structure / Fixture
Details	1 ba · 1,380 sqft · built 1955
Lot Size	48.9 acres (2,130,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$350 (2023)
Flood Zone	Zone X (minimal risk)
APN	`0498870000`

Property Details

APN / Parcel Number

Primary APN	`0498870000`
Alternative APNs	`103725` `520876`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Gross Area
1st Floor Area	1,380 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,130,520 sqft (48.9 acres)
Porch	Open Porch
Porch Area	150 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	520876
Street Address	18960 N ELM LOOP
City	TEMPLE
State	TX
Zip	76501-3400
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0242BC G P DIGGS, 15, ACRES 48.910 15,
Legal Subdivision	G P DIGGS
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	3
Census Block	3004
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18960 N ELM LOOP, TEMPLE, TX 76501-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2002
Deed Sale	Mar 14, 2002
Deed Document Number	0007714632
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$350.00 (-50.35%) Homeowner's exemption	$412,231 Land $332,810 Building $79,421	$412,231 Land $332,810 Building $79,421
2022	$705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 100
SOS Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20