Missoula County property record for 18960 Maple Ln, Florence, MT 59833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,950 sqft · built 1972 |
| Lot Size | 9.28 acres (404,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,900 (Nov 2017) |
| Tax Bill | $3,464 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0454814 |
| Primary APN | R0454814 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 404,411 sqft |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Lean-To | 320 sqft |
| Pole Barn | 512 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000932402 |
|---|---|
| Street Address | 18960 MAPLE LN |
| City | FLORENCE |
| State | MT |
| Zip | 59833-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S26, T11 N, R20 W, PT W1/2 NW1/4 |
| Legal Range | 20W |
| Legal Township | 11N |
| Legal Section | 26 |
| Legal Block | 3 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 1502 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18960 MAPLE LN, FLORENCE, MT 59833-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| May 22, 2020 | Deed of Trust, Construction Loan · Line of Credit MONTANA EDUCATORS CU |
| Nov 21, 2017 | Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Prior Sale | Jun 13, 2014 · Amount on Record |
| Deed Document Number | 201723486 |
| Deed Book / Page | 989 / 944 |
| Prior Transfer Date | Jul 18, 2002 |
| Prior Transfer Doc | 0000017081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 18960 MAPLE LN, FLORENCE, MT 59833-6011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0010390405 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 1039/405 |
| Instrument | 202021375 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 22, 2020 |
| Property Address | 18960 MAPLE LN, FLORENCE, MT 59833-6011 |
| Document Number | 0010301346 |
| Book / Page | 001030 / 001346 |
| Instrument Date | May 18, 2020 |
| Instrument | 9716 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 14, 2020 |
| Title Company | TITLE SERVICES, INC. |
| Name | Verified Name |
|---|---|
| Address | 18960 MAPLE LN FLORENCE MT 598336011, FLORENCE, MT 59833-6011 |
| Document Number | 10301346 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 001030/001346 |
| Instrument | 9716 |
| Name | MONTANA EDUCATORS CU |
|---|---|
| Address | MISSOULA, MT 59801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 21, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Nov 21, 2017 |
| Property Address | 18960 MAPLE LN, FLORENCE, MT 59833-6011 |
| Document Number | 0009890944 |
| Book / Page | 000989 / 000944 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 23486 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18960 MAPLE LN FLORENCE MT 598336011, FLORENCE, MT 59833-6011 |
| Document Number | 9890945 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 000989/000945 |
| Instrument | 23487 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,400 (-) Land $336,902 Building $255,498 | $592,400 (-) Land $336,902 Building $255,498 | |
| 2025 | $3,464.00 (-21.43%) | $592,400 (+4.68%) | $592,400 (+4.68%) Land $336,902 Building $255,498 |
| 2023 | $4,409.00 | $565,900 | $565,900 Land $185,841 Building $380,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
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