1896 Windsor Ct, Gurnee, IL 60031 Property Records

Lake County property record for 1896 Windsor Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1989
Lot Size	0.039 acres (1,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (Oct 2022)
Tax Bill	$7,426 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09-405-049`

Property Details

APN / Parcel Number

Primary APN	`07-09-405-049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	688 sqft
2nd Floor Area	744 sqft
Upper Floors Area	744 sqft
Basement Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,741 sqft (0.039 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1896 WINDSOR CT
City	GURNEE
State	IL
Zip	60031-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WESTGATE UNIT 2A; SE28 NW95 LOT 34
Legal Subdivision	TOWNHOMES OF WESTGATE UNIT 2A
Legal Lot Number	34
Legal Unit	2A
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1033
Census Tract	861505

Owner

Source: Lake County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1896 WINDSOR CT, GURNEE, IL 60031-6326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20227940051
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 21, 2022
Property Address	1896 WINDSOR CT, GURNEE, IL 60031-6326
Document Number	0007940051
Map Reference	DOC 2760452
Instrument Date	Sep 21, 2022
Instrument	7940051
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ATLAS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1896 WINDSOR CT, 1896, GURNEE, IL 60031-6326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1896 WINDSOR CT, GURNEE, IL 60031-6326

Mortgage

Document Number	0007940052
Date	Oct 21, 2022
Instrument	7940052

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Mortgage

Document Number	0007940053
Date	Oct 21, 2022
Instrument	7940053

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 5, 2017
Property Address	1896 WINDSOR CT, GURNEE, IL 60031-6326
Document Number	0007408430
Map Reference	DOC2760452
Instrument Date	Feb 23, 2017
Instrument	7408430
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 WINDSOR CT, GURNEE, IL 60031-6326

Mortgage

Document Number	0007408431
Date	Jul 5, 2017
Instrument	7408431

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate	4.75%

Mortgage

Document Number	0007408432
Date	Jul 5, 2017
Instrument	7408432

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,454 (+19.87%) Land $11,087 Building $71,367	$247,386 (+19.87%) Land $33,264 Building $214,122
2024	$7,426.00 (+26.25%)
2023	$5,882.00 (+23.26%)	$68,786 (+15.84%) Land $9,249 Building $59,537	$206,379 (+15.84%) Land $27,750 Building $178,629
2022	$4,772.00	$59,379 Land $8,179 Building $51,200	$178,154 Land $24,539 Building $153,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: E-vergent, T-Mobile.

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