Ramsey County property record for 1896 Summit Ave, Saint Paul, MN 55105
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 5 ba · 4,130 sqft · built 1925 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $716,060 (Apr 2015) |
| Tax Bill | $17,566 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-28-23-31-0008 |
| Primary APN | 04-28-23-31-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,130 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 307259 |
|---|---|
| Street Address | 1896 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-1427 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | ROSEDALE PARK EX AVE AND ALLEY LOT 18 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 04 |
| Legal Subdivision | ROSEDALE PARK |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 35100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1896 Summit Ave, a duplex, is owned and occupied by two individuals who bought it in April 2015.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1896 SUMMIT AVE, SAINT PAUL, MN 55105-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage CITY NAT'L BK |
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2015 · Amount on File |
| Deed Sale | Apr 14, 2015 · Amount on File |
| Prior Sale | Jul 6, 2012 · Amount on File |
| Deed Document Number | 20154551592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1896 SUMMIT AVE, SAINT PAUL, MN 55105-1427 |
| Document Number | 0004808818 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1896 SUMMIT AVE ST PAUL MN 551051427, ST PAUL, MN 55105-1427 |
| Document Number | 0004808818 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 4808818 |
| Name | CITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.01% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1896 SUMMIT AVE, SAINT PAUL, MN 55105-1427 |
| Document Number | 0004714048 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1896 SUMMIT AVE ST PAUL MN 551051427, ST PAUL, MN 55105-1427 |
| Document Number | 0004714048 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 4714048 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 18, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1896 Summit Ave was $17,566.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $940,700 Land $252,100 Building $688,600 | $940,700 Land $252,100 Building $688,600 | |
| 2025 | $17,566.00 | ||
| 2023 | $14,568.00 | $849,900 Land $252,100 Building $597,800 | $849,900 Land $252,100 Building $597,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1896 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1896 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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