1896 Spaulding Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1896 Spaulding Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 762 sqft · built 1944
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2026)
Tax Bill	$536 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`07-232-010-00`

Property Details

APN / Parcel Number

Primary APN	`07-232-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	762 sqft Living Area
1st Floor Area	762 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	392 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1896 SPAULDING RD
City	MONROE
State	MI
Zip	48162-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F-185 SEC 28 T6S R9E & PC 232 .42 AMOL COM ON CL SPAULDING RD (60 FT WD) 598.43 FT N 29 DEG 09'E FR INT CL SPAULDING RD
Legal Range	09E
Legal Township	06S
Legal Section	28
Legal Subdivision	PRIVATE CLAIM 232
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4010
Census Tract	831700

Owner

Source: Monroe County records · APN 07-232-010-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3162 PATTON ST, TRENTON, MI 48183-3425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage SIMPLE HOME LENDING LLC
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST
Dec 28, 2021	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Feb 18, 2021	Intrafamily Transfer, Transfer
Oct 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jan 04, 2017	Grant Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20262997
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	2021R04550
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 FRANK DR, MONROE, MI 48162-3464

Mortgage

Document Number	0000030486
Date	Nov 30, 2021
Instrument	2021R30486

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 01, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 24, 2026
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Document Number	0000002997
Instrument Date	Feb 23, 2026
Instrument	2026R02997
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1896 SPAULDING RD, MONROE, MI 48162-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3162 PATTON ST, TRENTON, MI 48183-3425

Mortgage

Document Number	0000003186
Date	Feb 24, 2026
Instrument	2026R03186

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020737
Date	Oct 12, 2017
Instrument	2017R20737

Lender

Name	MONROE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 12, 2023

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 28, 2021
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Document Number	0000032818
Instrument Date	Jun 25, 2021
Instrument	2021R32818
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$877.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	791 SAINT JOHNS BLVD, 791, LINCOLN PARK, MI 48146-4927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12007 FRANK DRIVE, MONROE, MI 48162

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Feb 18, 2021
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Document Number	2021R04550
Instrument Date	Feb 17, 2021
Instrument	2021R04550
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2516 CATRON LOOP, 2516, HOLLOMAN AFB, NM 88330-7415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 SAINT JOHNS BLVD, LINCOLN PARK, MI 48146-4927

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Oct 21, 2020
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Document Number	0000022414
Instrument Date	Oct 15, 2020
Instrument	22414
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 CATRON LOOP HOLLOMAN AIR FORCE BASE NM 883307415, HOLLOMAN AIR FORCE BASE, NM 88330-7415

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 31, 2019
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Document Number	0000012672
Instrument Date	Jun 26, 2019
Instrument	12672
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	CORTITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2516 CATRON LOOP #A HOLLOMAN AIR FORCE BASE NM 883307415, A, HOLLOMAN AIR FORCE BASE, NM 88330-7415

Mortgage

Document Number	12673
Date	Jul 31, 2019
Instrument	12673

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Jan 04, 2017
Property Address	1896 SPAULDING RD, MONROE, MI 48162-9301
Document Number	0000000185
Instrument Date	Dec 28, 2016
Instrument	185
Transaction Type	Transfer
Record Updated	May 03, 2018
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$340.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 SPITFIRE DR NEWPORT MI 481669594, NEWPORT, MI 48166-9594

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,000 (+5.67%)	$138,000 (+5.67%)
2025	$536.00 (-63.71%) Homeowner's exemption	$65,300 (+49.43%) Land $65,300	$130,600 (+49.43%) Land $130,600
2024	$1,477.00 (+10.06%)
2023	$1,342.00 Homeowner's exemption	$43,700	$87,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

Based on FCC filings for 250 locations within half a mile of this property.

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