1896 S Rome St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1896 S Rome St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,589 sqft · built 2002
Lot Size	0.085 acres (3,728 sqft)
Owner	Individual Name on File
Last Sale	$149,220 (Jul 2002)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-41-809`

Property Details

APN / Parcel Number

Primary APN	`304-41-809`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,124 sqft
2nd Floor Area	465 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,728 sqft (0.085 acres)
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1896 S ROME ST
City	GILBERT
State	AZ
Zip	85295-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FINCHER FARMS MCR 539-06
Legal Range	06E
Legal Township	01S
Legal Section	28
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	FINCHER FARMS
Legal Lot Number	174
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2009
Census Tract	814600

Owner

1896 S Rome St is owned and occupied by an individual who acquired it in July 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1896 S ROME ST, GILBERT, AZ 85295-5108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit ARIZONA BANK & TRUST
Jul 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2002 · Amount on File
Deed Sale	Jul 31, 2002 · Amount on File
Prior Sale	Jul 31, 2002 · Amount on File
Deed Document Number	0000782409
Last Transfer Date	Jul 29, 2022
Transfer Doc	0000611043
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1896 S ROME ST, GILBERT, AZ 85295-5108
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 S ROME ST, GILBERT, AZ 85295-5108

Mortgage

Document Number	0000421997
Date	Jun 6, 2019
Instrument	20190421997

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1896 S ROME ST, GILBERT, AZ 85295-5108
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305426
Date	Apr 9, 2020
Instrument	20200305426

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1896 S ROME ST, GILBERT, AZ 85295-5108
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 S ROME ST, GILBERT, AZ 85295-5108

Mortgage

Document Number	0000755734
Date	Jul 12, 2021
Instrument	20210755734

Lender

Name	ARIZONA BANK & TRUST
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 29, 2022
Property Address	1896 S ROME ST, GILBERT, AZ 85295-5108
Document Number	0000611043
Map Reference	MB 539 PG 6
Instrument Date	Jul 29, 2022
Instrument	20220611043
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1896 S ROME ST, GILBERT, AZ 85295-5108

Tax Assessment & Valuation

The 2025 property tax bill for 1896 S Rome St was $1,370.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,160	$371,600 Land $74,300 Building $297,300
2025	$1,370.00
2024		$38,750	$387,500 Land $77,500 Building $310,000
2023	$1,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1896 S Rome St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1896 S Rome St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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