1896 Ridgeview Circle Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 1896 Ridgeview Circle Dr, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,977 sqft · built 1987
Lot Size	0.045 acres (1,978 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,916 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23P-33-0345`

Property Details

APN / Parcel Number

Primary APN	`23P-33-0345`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,731 sqft
1st Floor Area	704 sqft
Basement Area	325 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,978 sqft (0.045 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	70 sqft
Patio Area	130 sqft
Utility Building	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1896 RIDGEVIEW CIRCLE DR
City	BALLWIN
State	MO
Zip	63021-7809
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	RIDGEVIEW PLACE CONDOMINIUM PLAT FIVE BLDG 23 UNIT 1896 0.67623% IN COMMON ELEMENTS 2 25 88 (11395 1578)
Legal Subdivision	RIDGEVIEW PLACE CONDOMINIUM PLAT FIVE
Legal Block	23
Legal Lot Number	1896
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1896 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage UNISON AGREEMENT CORP
Oct 10, 2017	Quit Claim Deed, Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019
Deed Sale	Sep 9, 2019
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2019159
Deed Book / Page	23688 / 1003
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	02368801003
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1896 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7809
Document Number	0235330693
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1896 RIDGEVIEW CIRCLE DR BALLWIN MO 630217809, BALLWIN, MO 63021-7809

Mortgage

Document Number	0235330693
Date	May 20, 2019
Book Page	023533/000693
Instrument	669

Lender

Name	UNISON AGREEMENT CORP
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 10, 2017
Property Address	1896 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7809
Document Number	0227300866
Book / Page	022730 / 000866
Instrument Date	Sep 29, 2017
Instrument	272
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1896 RIDGEVIEW CIRCLE DR BALLWIN MO 630217809, BALLWIN, MO 63021-7809

Mortgage

Document Number	227300871
Date	Oct 10, 2017
Book Page	022730/000871
Instrument	273

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,130 (-) Land $21,790 Building $49,340	$374,400 (-) Land $114,700 Building $259,700
2025	$3,916.00 (+0.1%)	$71,130 (+18.2%) Land $21,790 Building $49,340	$374,400 (+18.22%) Land $114,700 Building $259,700
2024	$3,912.00 (-0.89%)
2023	$3,947.00 (+9.12%)	$60,180 (+18.23%) Land $13,530 Building $46,650	$316,700 (+18.22%) Land $71,200 Building $245,500
2022	$3,617.00	$50,900 Land $12,390 Building $38,510
2021			$267,900 Land $65,200 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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