Orange County property record for 1896 Rachels Ridge Loop, #LO, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,537 sqft · built 1999 |
| Lot Size | 0.198 acres (8,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,700 (Dec 1999) |
| Tax Bill | $3,555 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-22-28-9065-00-870 |
| Primary APN | 16-22-28-9065-00-870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,537 sqft Living Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,628 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1896 RACHELS RIDGE LOOP, LO |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | WEDGEWOOD COMMONS PHASE 2 39/122 LOT 87 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | WEDGEWOOD COMMONS PH 2 |
| Legal Phase | 2 |
| Legal Tract | 9065 |
| Legal Lot Number | 87 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 18100 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1896 RACHELS RIDGE LOOP, OCOEE, FL 34761-9002 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1999 · Amount on Record |
| Deed Sale | Dec 2, 1999 · Amount on Record |
| Deed Book / Page | 5893 / 975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1896 RACHELS RIDGE LOOP, OCOEE, FL 34761-9002 |
| Document Number | 0000133519 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1896 RACHELS RIDGE LOOP OCOEE FL 347619002, OCOEE, FL 34761-9002 |
| Document Number | 0000133519 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 133519 |
| Name | CAPITAL AREA HSNG FIN |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 5, 2028 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,898 (+2.7%) | $433,080 (-1.34%) Land $80,000 Building $353,080 | |
| 2025 | $3,555.00 (+9.42%) Homeowner's exemption | $209,248 (+5.99%) | $438,950 (+19.97%) Land $80,000 Building $358,950 |
| 2024 | $3,249.00 (+3.47%) | ||
| 2023 | $3,140.00 (+3.43%) Homeowner's exemption | $197,428 (+3%) | $365,898 (+13.98%) Land $80,000 Building $285,898 |
| 2022 | $3,036.00 Homeowner's exemption | $191,678 | $321,031 Land $80,000 Building $241,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 18 (1994–2019) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon, Xfinity.
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