Rockwall County property record for 1896 Pontchartrain Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,207 sqft · built 2004 |
| Lot Size | 0.163 acres (7,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,400 (May 2014) |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4283000A0009000R |
| Primary APN | 4283000A0009000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 3,125 sqft |
| 1st Floor Area | 2,207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,083 sqft (0.163 acres) |
| Lot Dimensions | 109 ft deep x 65 ft wide |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 862 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 56 sqft |
| Deck Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1896 PONTCHARTRAIN DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-6507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE VILLAGE PHASE V-B, BLOCK A, LOT 9 |
| Legal Subdivision | LAKESIDE VILLAGE PHASE V-B |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40303 |
1896 Pontchartrain Dr is owned and occupied by two individuals who bought it in May 2014.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1896 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 15, 2017 | Deed of Trust, Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on File |
| Deed Sale | May 1, 2014 · Amount on File |
| Prior Sale | Nov 17, 2008 · Amount on File |
| Deed Document Number | 20145736 |
| Prior Transfer Date | Apr 30, 2014 |
| Prior Transfer Doc | 0000005736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1896 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6507 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007243 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 20230000007243 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 3, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1896 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6507 |
| Document Number | 0000017680 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1896 PONTCHARTRAIN DR ROCKWALL TX 750876507, ROCKWALL, TX 75087-6507 |
| Document Number | 0000017680 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 17680 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 20, 2032 |
The 2025 property tax bill for 1896 Pontchartrain Dr was $3,514 with exemptions applied, down 21.5% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,850 (+7.63%) Land $220,000 Building $346,850 | $566,850 (-0.76%) Land $220,000 Building $346,850 | |
| 2025 | $3,514.00 (-21.46%) Homeowner's exemption Senior Citizen's exemption | $526,666 | $571,187 Land $220,000 Building $351,187 |
| 2024 | $4,474.00 (-0.16%) | ||
| 2023 | $4,481.00 Homeowner's exemption Senior Citizen's exemption | $513,498 Land $250,000 Building $263,498 | $513,498 Land $250,000 Building $263,498 |
| 2021 | $6,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1896 Pontchartrain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1896 Pontchartrain Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Novos Fiber Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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