1896 Gleneagle Cir, Elgin, IL 60123 Property Records

Kane County property record for 1896 Gleneagle Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,382 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2024)
Tax Bill	$6,420 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-277-029`

Property Details

APN / Parcel Number

Primary APN	`06-28-277-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1896 GLENEAGLE CIR
City	ELGIN
State	IL
Zip	60123-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENS OF COLLEGE GREEN UNIT 3 LOT 895
Legal Subdivision	COLLEGE GREEN
Legal Block	3
Legal Lot Number	895
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851908

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1896 GLENEAGLE CIR, ELGIN, IL 60123-6525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 2, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on Record
Deed Sale	Aug 20, 2024 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Document Number	202429682
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1896 GLENEAGLE CIR, ELGIN, IL 60123-6525
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 GLENEAGLE CIR, ELGIN, IL 60123-6525

Mortgage

Document Number	0000010728
Date	Apr 3, 2024
Instrument	2024K010728

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1896 GLENEAGLE CIR, ELGIN, IL 60123-6525
Document Number	0000003913
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 GLENEAGLE CIR ELGIN IL 601236525, ELGIN, IL 60123-6525

Mortgage

Document Number	0000003913
Date	Jan 22, 2020
Instrument	3913

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate	3.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1896 GLENEAGLE CIR, ELGIN, IL 60123-6525
Document Number	0000003248
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 GLENEAGLE CIR ELGIN IL 601236525, ELGIN, IL 60123-6525

Mortgage

Document Number	0000003248
Date	Jan 17, 2020
Instrument	3248

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,420.00 (+15.84%)	$92,152 (+8.57%) Land $28,368 Building $63,784	$276,567 (+8.57%) Land $85,138 Building $191,429
2024		$84,878 (+21.39%) Land $26,129 Building $58,749	$254,736 (+21.44%) Land $78,418 Building $176,318
2022	$5,542.00 (+4.65%) Homeowner's exemption	$69,920 (+6.96%) Land $21,525 Building $48,395	$209,760 (+6.96%) Land $64,575 Building $145,185
2021	$5,296.00 Homeowner's exemption	$65,370 Land $20,124 Building $45,246	$196,110 Land $60,372 Building $135,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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