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1896 Gardner Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 1896 Gardner Dr, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1991
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2021)
Tax Bill$2,324 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN014-331-034-00

Property Details

APN / Parcel Number

Primary APN014-331-034-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft
Basement Area1,360 sqft
Unfinished Basement1,360 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area462 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1896 GARDNER DR
CityLAPEER
StateMI
Zip48446-7725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description14 52 514 000 00 T8N R10E MAYFIELD GARDENS #1 LOT 34.
Legal SubdivisionMAYFIELD GARDENS NO 1
Legal Lot Number34
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group2
Census Block2009
Census Tract334000

Owner

1896 Gardner Dr is owned and occupied by an individual who bought it in August 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1896 GARDNER DR, LAPEER, MI 48446-7725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Warranty Deed, Transfer · VA Mortgage
LEGACY MORTGAGE
Dec 14, 2020Warranty Deed, Transfer
CISLO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on File
Deed SaleAug 26, 2021 · Amount on File
Prior SaleDec 14, 2020 · Amount on File
Deed Book / Page3231 / 566
Prior Transfer DateSep 1, 2010
Prior Transfer Doc0024620687
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateAug 26, 2021
Property Address1896 GARDNER DR, LAPEER, MI 48446-7725
Document Number0032310566
Book / Page3231 / 566
Map ReferenceLB 2 PG 64
Instrument DateAug 18, 2021
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyNOT AVAILABLE, BELL TITLE OF LAPEER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1896 GARDNER DR, 1896, LAPEER, MI 48446-7725

Transferred To (Grantee/Buyer)

NameVerified Name
Address8210 KENISTINGTON BLVD #678 # 678, 678, DAVISON, MI 48423-3138

Mortgage

Document Number0003231568
DateAug 26, 2021
Instrument3231/568
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 14, 2020
Property Address1896 GARDNER DR, LAPEER, MI 48446-7725
Document Number0031550549
Book / Page3155 / 549
Map ReferenceLB 2 PG 64
Instrument DateDec 3, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCISLO TITLE CO

Transaction

AmountAmount on Record
Tax$1,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1896 GARDNER DR, 1896, LAPEER, MI 48446-7725

Transferred To (Grantee/Buyer)

NameVerified Name
Address1896 GARDNER DR, LAPEER, MI 48446-7725

Tax Assessment & Valuation

The 2025 property tax bill for 1896 Gardner Dr was $2,324 with a homeowner's exemption, up 4.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,800 (-2.23%)$227,600 (-2.23%)
2025$2,324.00 (+4.12%) Homeowner's exemption$116,400$232,800
2024$2,232.00
2023$101,100$202,200
2022$2,024.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1896 Gardner Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1896 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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