Macon County property record for 1896 Franklin Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1945 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on Record |
| Last Sale | $525,000 (Jan 2022) |
| Tax Bill | $3,026 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7530666156 |
| Primary APN | 7530666156 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Heated Area |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,504 sqft (0.31 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 210 sqft |
| Patio Area | 230 sqft |
| Cabin | 720 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 151545 |
|---|---|
| Street Address | 1896 FRANKLIN RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | ON HWY 64 SEQUOYAH LAKE |
| Legal Subdivision | SEQUOYAH LAKE SUBD |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 970501 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 3673, AUBURN, AL 36831-3673 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Jan 21, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Deed Document Number | 2022503 |
| Deed Book / Page | 41 / 1051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 1896 FRANKLIN RD, HIGHLANDS, NC 28741-8317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 432 PINEDALE DR, AUBURN, AL 36830-7404 |
| Document Number | 00C42/2044 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | C-42/2044 |
| Instrument | 2022007422 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | AUBURN, AL 36830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 23, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jan 21, 2022 |
| Property Address | 1896 FRANKLIN RD, HIGHLANDS, NC 28741-8317 |
| Document Number | 00O41/1051 |
| Book / Page | O-41 / 1051 |
| Map Reference | MB 5 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022000503 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 PINEDALE DR, AUBURN, AL 36830-7404 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,026.00 (+9.84%) | $673,400 (+7.71%) Land $250,000 Building $423,400 | $673,400 (+7.71%) Land $250,000 Building $423,400 |
| 2025 | $2,755.00 (+0.44%) | ||
| 2023 | $2,743.00 | $625,200 Land $250,000 Building $375,200 | $625,200 Land $250,000 Building $375,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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