1896 E Chippewa River Rd, Midland, MI 48640 Property Records

Midland County property record for 1896 E Chippewa River Rd, Midland, MI 48640 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	2,168 sqft Living Area
Lot Size	49,223 sqft (1.13 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2023)
Tax Bill	$2,230.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`040-024-100-590-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,168 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1970
Architectural Style	Bi-Level Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	49,223 sqft (1.13 acres)
Parking Spaces	2 Parking Spaces
Garage Area	432 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	04002410059000
Street Address	1896 E CHIPPEWA RIVER RD
City	MIDLAND
State	MI
Zip	48640-8206
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 24 T14N R1E COM 1360 FT S & 280 FT E OF E 1/8 COR ON N SEC LN, TH E 100 FT, S TO RIV, WLY ALG RIV TO A PT DUE S OF POB, N
Legal Range	01E
Legal Township	14N
Legal Section	24
Jurisdiction	MIDLAND MI
Minor Civil Division	HOMER
Census Blockgroup	3
Census Block	3038
Census Tract	291200

Owner

Source: Midland County records · APN 040-024-100-590-00

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1894 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Land Contract, Transfer
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage DOW CU
Oct 28, 2022	Warranty Deed, Transfer
Apr 09, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Doc Number	0001666705
Deed Book / Page	1666 / 705
Record Refreshed	Sep 20, 2026

January 2026: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MIDLAND MI
Recording Date	Jan 16, 2026
Property Address	1896 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206
Document Number	2026R00455
Instrument Date	Jan 14, 2026
Instrument	2026R-00455
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 W ISABELLA RD, MIDLAND, MI 48640-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 24, 2023
Property Address	1896 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206
Document Number	001666/705
Book / Page	1666 / 705
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 W ISABELLA RD, MIDLAND, MI 48640-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1894 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206

Mortgage

Document Number	0001666706
Date	Jul 24, 2023
Instrument	1666/706

Lender

Name	DOW CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2043

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 28, 2022
Property Address	1896 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206
Document Number	0001661/84
Book / Page	1661 / 84
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1896 E CHIPPEWA RD, MIDLAND, MI 48640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 W ISABELLA RD, MIDLAND, MI 48640-7709

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 09, 2015
Property Address	1896 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206
Document Number	01585/0936
Book / Page	1585 / 0936
Instrument Date	Apr 08, 2015
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1896 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	753 N HOMER RD, MIDLAND, MI 48640-9603
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$102,000	$204,000
2022	$2,230.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1896 E Chippewa River Rd, Midland, MI 48640 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Land Contract, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Chippewa River Rd

Nearby Streets

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