Marshall County property record for 1896 Cullman Rd, Arab, AL 35016
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,661 sqft · built 1980 |
| Lot Size | 5.29 acres (230,432 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Aug 2024) |
| Tax Bill | $1,475 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-08-28-0-000-003.002 |
| Primary APN | 13-08-28-0-000-003.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,661 sqft Living Area |
| 1st Floor Area | 2,715 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 230,432 sqft (5.29 acres) |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 504573 |
|---|---|
| Street Address | 1896 CULLMAN RD |
| City | ARAB |
| State | AL |
| Zip | 35016-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR NE 1/4 NE 1/4 OF 28-8-1; THN S 146.6'; E 18.8' TO THE POB; THN CONT E 426.9' TO THE WEST MARGIN OF A CO RD; THN SELY ALG SAID RD 58.4'; SWLY 425.1'; CONT SWLY 250'; W 190'; N 630S TO THE POB CONT 5.29 ACD 1375-39 662-786 |
| Legal Range | 1E |
| Legal Township | 8S |
| Legal Section | 28 |
| Legal Subdivision | JEFFERY L SNIDER |
| Jurisdiction | MARSHALL AL |
| Township / Civil Division | ARAB |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 30401 |
1896 Cullman Rd is owned and occupied by an individual who bought it in August 2024.
Source: Marshall County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 26, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 8, 2018 | Warranty Deed, Transfer · VA Mortgage COMMUNITY FIRST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on File |
| Deed Sale | Aug 20, 2024 · Amount on File |
| Prior Sale | Mar 26, 2020 |
| Deed Document Number | 20243283841 |
| Deed Book / Page | 7090 / 856 |
| Prior Transfer Date | Feb 19, 2020 |
| Prior Transfer Doc | 0003204337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL AL |
| Recording Date | Apr 17, 2026 |
| Property Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Document Number | 0003312787 |
| Book / Page | 7209 / 834 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20263312787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Document Number | 0003312787, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 7209/834 |
| Instrument | 20263312787 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARSHALL AL |
| Recording Date | Mar 26, 2020 |
| Property Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Document Number | 0003204337 |
| Book / Page | 6313 / 119 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 3204337 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Document Number | 0003204338 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 3204338 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARSHALL AL |
| Recording Date | Jan 8, 2018 |
| Property Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Document Number | 0003168960 |
| Book / Page | 5960 / 119 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 3168960 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 FAIRWAY DR NE, 504, ARAB, AL 35016-5323 |
| Name | Verified Name |
|---|---|
| Address | 1896 CULLMAN RD, ARAB, AL 35016-4308 |
| Document Number | 0003168961 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 3168961 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 1896 Cullman Rd was $1,475 with a homeowner's exemption, up 7.3% from the year before.
Source: Marshall County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Arab City |
| County | Marshall County |
| Unified School District | Arab City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,475.00 (+7.27%) Homeowner's exemption | ||
| 2025 | $1,375.00 | $31,480 (-4.55%) | $433,000 (+31.37%) Land $77,100 Building $355,900 |
| 2024 | $32,980 (+4.76%) | $329,600 (+4.77%) Land $53,900 Building $275,700 | |
| 2023 | $1,221.00 | $31,480 | $314,600 Land $53,900 Building $260,700 |
| 2021 | $1,098.00 Homeowner's exemption | $28,420 | $283,900 Land $53,900 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1896 Cullman Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1896 Cullman Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARAB, WATER WORKS BOARD OF THE serves 39,795 people · EPA ID AL0000934 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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