18951 Okeechobee Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 18951 Okeechobee Rd, Fort Pierce, FL 34945

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,598 sqft · built 1979
Lot Size	18.8 acres (821,106 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2004)
Tax Bill	$3,068 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3210-112-0011-000-8`

Property Details

APN / Parcel Number

Primary APN	`3210-112-0011-000-8`
Alternative APN	`35147`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,598 sqft Finished Area
1st Floor Area	4,918 sqft
2nd Floor Area	1,024 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	821,106 sqft (18.8 acres)
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,500 sqft
Porch	Open Porch
Porch Area	515 sqft
Patio Area	2,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	35147
Street Address	18951 OKEECHOBEE RD
City	FORT PIERCE
State	FL
Zip	34945-5004
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG-5
Legal Description	10 36 38 W 1/2 OF W 1/2 OF NE 1/4 OF NE 1/4 AND E 1/2 OF E 1/2 OF NW 1/4 OF NE 1/4-LESS OKEE RD WIDENING AS IN OR 303-1192-
Legal Range	38E
Legal Township	36S
Legal Section	10
Legal Subdivision	METES AND BOUNDS
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	1
Census Block	1090
Census Tract	382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18951 OKEECHOBEE RD, FORT PIERCE, FL 34945-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2004 · Amount on Record
Deed Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	0001895784
Deed Book / Page	01384 / 02105
Prior Transfer Date	Apr 23, 2001
Prior Transfer Doc	0138402105
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	18951 OKEECHOBEE RD, FORT PIERCE, FL 34945-5004
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 A E BACKUS AVE, FORT PIERCE, FL 34950-3010

Mortgage

Document Number	0047052673
Date	Oct 19, 2021
Book Page	4705/2673
Instrument	4940237

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	18951 OKEECHOBEE RD, FORT PIERCE, FL 34945-5004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ST LUCIE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18951 OKEECHOBEE RD, FORT PIERCE, FL 34945-5004

Mortgage

Document Number	0044782434
Date	Sep 21, 2020
Book Page	4478/2434
Instrument	4756366

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,261 (-74.99%)	$772,843 (+4.89%) Land $472,443 Building $300,400
2024	$3,068.00 (+2.99%)
2023	$2,979.00 (+4.34%) Additional exemption filed	$736,846 (+341.88%) Land $412,146 Building $324,700	$736,846 (+48.09%) Land $412,146 Building $324,700
2022	$2,855.00 Homeowner's exemption	$166,753	$497,582 Land $254,582 Building $243,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	6 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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