Cherokee County property record for 1895 Wolfcreek Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,320 sqft · built 2008 |
| Lot Size | 12.9 acres (565,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (May 2016) |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 441900041377000 |
| Primary APN | 441900041377000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,320 sqft Heated Area |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 565,409 sqft (12.9 acres) |
| Lot Dimensions | 500 ft deep x 474 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 660 sqft |
| Patio Area | 600 sqft |
| Shed | 1 Shed |
| Shed Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 43652 |
|---|---|
| Street Address | 1895 WOLFCREEK RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR C SAYERS PROP 1277/475 1516/773 |
| Legal Phase | 1277 |
| Legal Tract | C |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 930605 |
Source: Cherokee County records · APN 441900041377000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1895 WOLFCREEK RD, MURPHY, NC 28906-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit PARAGON BANK |
| Oct 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2016 · Amount on Record |
| Deed Sale | May 24, 2016 · Amount on Record |
| Prior Sale | Mar 22, 2007 · Amount on Record |
| Deed Document Number | 02116 |
| Deed Book / Page | 01536 / 0130 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1895 WOLFCREEK RD, MURPHY, NC 28906-4107 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1895 WOLFCREEK RD, MURPHY, NC 28906-4107 |
| Document Number | 01709/1001 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 1709/1001 |
| Instrument | 2563 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1895 WOLFCREEK RD, MURPHY, NC 28906-4107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1693/238 |
|---|---|
| Date | Oct 08, 2021 |
| Book Page | 1693/238 |
| Instrument | 6767 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1895 WOLFCREEK RD, MURPHY, NC 28906-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01611/0457 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 01611/0457 |
| Instrument | 01692 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1895 WOLFCREEK RD, MURPHY, NC 28906-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 01605/0681 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 01605/0681 |
| Instrument | 00362 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622.00 | $505,290 (-) | $505,290 (-) Land $48,160 Building $457,130 |
| 2023 | $505,290 | $505,290 Land $48,160 Building $457,130 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 373 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ellijay Telephone Company | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.
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