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1895 Soldier's Pass, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1895 Soldier's Pass, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,956 sqft · built 2011
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$100 (Dec 2016)
Tax Bill$4,488 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-30-0081-0001-2470

Property Details

APN / Parcel Number

Primary APN09-26-30-0081-0001-2470
Alternative APNs
  • 263009008100012470
  • 158535

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area2,480 sqft
1st Floor Area1,956 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area104 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1895 SOLDIERS PASS
CitySAINT CLOUD
StateFL
Zip34769-1840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 247
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 3A
Legal Phase3A
Legal Tract81
Legal Block2470
Legal Lot Number247
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1039
Census Tract43208

Owner

1895 Soldier's Pass is owned and occupied by an individual who acquired it in December 2016.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1895 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FINANCIAL CU
May 8, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CENTRAL FLORIDA EDUCATORS FCU
Jan 4, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2016 · Amount on File
Deed SaleDec 1, 2016 · Amount on File
Prior SaleOct 28, 2011 · Amount on File
Deed Book / Page5080 / 653
Last Transfer DateDec 21, 2016
Transfer Doc0050800653
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1895 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1895 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840

Mortgage

Document Number0059521607
DateMay 6, 2021
Book Page5952/1607
Instrument2021069842
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1895 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053291753
DateMay 8, 2018
Book Page5329/1753
Instrument2018072651
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueMay 4, 2028

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 4, 2017
Property Address1895 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840
Document Number0050800653
Book / Page5080 / 0653
Map ReferenceMB20 PG86-89
Instrument DateDec 21, 2016
Instrument2017001405
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyMORTGAGEE TITLE SERVICES INC

Transaction

Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1895 SOLDIERS PASS, SAINT CLOUD, FL 34769-1840

Mortgage

Document Number0050800654
DateJan 4, 2017
Instrument5080/0654
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1895 Soldier's Pass was $4,488 with a homeowner's exemption, up 0.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,488.00 (+0.54%) Homeowner's exemption$170,279$310,500 Land $70,000 Building $240,500
2024$4,464.00 (+4.25%)
2023$4,282.00 (+3.38%) Homeowner's exemption$160,662 (+3%)$307,900 (+18.24%) Land $60,000 Building $247,900
2022$4,142.00 Homeowner's exemption$155,983$260,400 Land $55,000 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1895 Soldier's Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1895 Soldier's Pass is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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