Anne Arundel County property record for 1895 Rutledge Ct, Severn, MD 21144
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 ba · 2,186 sqft · built 1991 |
| Lot Size | 0.223 acres (9,718 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Jan 2021) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-605-90071416 |
| Primary APN | 04-605-90071416 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,186 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 518 sqft |
| Finished Basement | 518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,718 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60590071416 |
|---|---|
| Street Address | 1895 RUTLEDGE CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-1570 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R5 |
| Legal Description | LT 52 BK F SC 11 PL THE PROVINCES |
| Legal Subdivision | THE PROVINCES |
| Legal Block | F |
| Legal Lot Number | 52 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 740104 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1895 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 1, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Feb 8, 2017 | Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Feb 8, 2017 · Amount on Record |
| Deed Book / Page | 35874 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 6, 2021 |
| Property Address | 1895 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 0358740006 |
| Book / Page | 35874 / 6 |
| Map Reference | MB 127 PL 9 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1895 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 3587415 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 35874/15 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1895 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 0326460371 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1895 RUTLEDGE CT SEVERN MD 211441570, SEVERN, MD 21144-1570 |
| Document Number | 0326460371 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 032646/000371 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 8, 2017 |
| Property Address | 1895 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 0306240157 |
| Book / Page | 30624 / 157 |
| Map Reference | MBN127 PL9 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 30624-157 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TERRAI TITLE & CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 00000 |
| Document Number | 30624165 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 30624-165 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,467 (+22.15%) | $493,200 (+12.58%) Land $217,100 Building $276,100 | |
| 2025 | $524.00 | ||
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $373,700 | $438,100 Land $197,800 Building $240,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2008–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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