1895 Oak St, North Bend, OR 97459 Property Records

Coos County property record for 1895 Oak St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1975
Owner	Individual Name on File
Last Sale	$215,000 (Feb 2017)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5755200`

Property Details

APN / Parcel Number

Primary APN	`5755200`
Alternative APNs	`25 S 13 W 16 AB 2100` `05755200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1999
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	5755200
Old Parcel Number	05755200
Street Address	1895 OAK ST
City	NORTH BEND
State	OR
Zip	97459-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SUBD:REDEDICATION OF IDAHO ADDITION SEC/TWN/RNG/MER:SEC 16 TWN 25S RNG 13W
Legal Range	13W
Legal Township	25S
Legal Section	16
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	REDEDICATION OF IDAHO ADDITION
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	3
Census Block	3001
Census Tract	401

Owner

1895 Oak St is owned and occupied by an individual who bought it in February 2017.

Source: Coos County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1895 OAK ST, NORTH BEND, OR 97459-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Prior Sale	Mar 17, 2006 · Amount on File
Deed Document Number	2017-01707
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	1895 OAK ST, NORTH BEND, OR 97459-2018
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 OAK ST, NORTH BEND, OR 97459-2018

Mortgage

Document Number	0202111404
Date	Oct 12, 2021
Instrument	2021-11404

Lender

Name	BANNER BANK
Type	Bank
Address	NORTH BEND, OR 97459

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Feb 24, 2017
Property Address	1895 OAK ST, NORTH BEND, OR 97459-2018
Document Number	0201701707
Instrument Date	Feb 15, 2017
Instrument	2017-01707
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1895 OAK ST, NORTH BEND, OR 97459-2018

Mortgage

Document Number	0201701708
Date	Feb 24, 2017
Instrument	2017-01708

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1895 Oak St was $3,428, down 1% from the year before.

Source: Coos County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00 (-0.95%)	$231,680 (+3%)	$580,260 (+2.45%) Land $104,620 Building $475,640
2024	$3,461.00 (+3.04%)	$224,940 (+3%)	$566,410 (-6.62%) Land $104,620 Building $461,790
2023	$3,359.00 (+1.08%)	$218,390 (+3%)	$606,570 (+18.11%) Land $104,620 Building $501,950
2022	$3,323.00	$212,030	$513,550 Land $91,770 Building $421,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1895 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1895 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, DFN, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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