1895 Kinoole St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 1895 Kinoole St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 741 sqft · built 1946
Lot Size0.25 acres (10,894 sqft)
OwnerTrust Name on File
Last Sale$82,500 (Apr 2002)
Tax Bill$956 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Jan 2021 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APN3-2-2-040-022

Property Details

APN / Parcel Number

Primary APN3-2-2-040-022
Alternative APNs
  • 3-2-2-040-022-0000
  • 220400220000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area741 sqft Living Area
Gross Area991 sqft
1st Floor Area741 sqft
Basement Area190 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area10,894 sqft (0.25 acres)
Garage TypeCarport
CarportCarport
PorchCovered Porch
Porch Area60 sqft

Location & Zoning

Street Address1895 KINOOLE ST
CityHILO
StateHI
Zip96720-5238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1B
Legal DescriptionLOT 2 10,894 SF POR GR 9589
Legal SubdivisionWAIAKEA HMSTD. HOUSELOTS
Legal Block502
Legal Lot Number2
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group1
Census Block1007
Census Tract20701

Owner

1895 Kinoole St is held in a trust since December 2020.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of RecordTrust Name on File
Mailing Address171 KAPIOLANI ST, HILO, HI 96720-2606
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2018Deed of Trust, Mortgage · Line of Credit
HAWAII COUNTY EMPLOYEES FCU
Jan 22, 2021Loan Modification, Mortgage · Line of Credit
HAWAII CNTY EMPS FCU
Jan 4, 2021Correction Deed, Transfer
OLD REPUBLIC TITLE
Jan 4, 2021Correction Deed
OLD REPUBLIC TITLE
Feb 21, 2018Grant Deed, Transfer
Feb 21, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2002 · Amount on File
Deed SaleApr 19, 2002 · Amount on File
Deed Document Number200268109
Last Transfer DateDec 3, 2020
Transfer Doc0076740300
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address1895 STREET, HILO, HI 96720
Transaction TypeMortgage
Record UpdatedOct 17, 2022
Title CompanyFAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A68640243
DateOct 17, 2018
InstrumentA-68640243
Lender
NameHAWAII COUNTY EMPLOYEES FCU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount on Record
Term204 Months
DueOct 16, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAWAII HI
Property Address1895 STREET, HILO, HI 96720
Document Number0A76970497
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 3, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1895 KINOOLE ST HILO HI 967205238, HILO, HI 96720-5238

Mortgage

Document Number0A76970497
DateJan 27, 2021
InstrumentA76970497
Lender
NameHAWAII CNTY EMPS FCU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

January 2021: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHAWAII HI
Recording DateJan 4, 2021
Property Address1895 STREET, HILO, HI 96720
Document Number0A76740300
Instrument DateDec 3, 2020
InstrumentA76740300
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 207 HAWAII NATIONAL PARK HI 967180207, HAWAII NATIONAL PARK, HI 96718-0207

January 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHAWAII HI
Recording DateJan 4, 2021
Property Address1895 STREET, HILO, HI 96720
Document Number0A76740299
Instrument DateDec 3, 2020
InstrumentA76740299
Record UpdatedJan 12, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 207 HAWAII NATIONAL PARK HI 967180207, HAWAII NATIONAL PARK, HI 96718-0207

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAWAII HI
Recording DateFeb 21, 2018
Property Address1895 STREET, HILO, HI 96720
Document Number0A66260801
Instrument DateDec 5, 2017
InstrumentA66260801
Transaction TypeTransfer
Record UpdatedMar 2, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
AddressPO BOX 207 HAWAII NATIONAL PARK HI 967180207, HAWAII NATIONAL PARK, HI 96718-0207

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAWAII HI
Recording DateFeb 21, 2018
Property Address1895 STREET, HILO, HI 96720
Document Number0A66260802
Instrument DateDec 5, 2017
InstrumentA66260802
Transaction TypeTransfer
Record UpdatedMar 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 207 HAWAII NATIONAL PARK HI 967180207, HAWAII NATIONAL PARK, HI 96718-0207

Tax Assessment & Valuation

The 2025 property tax bill for 1895 Kinoole St was $956.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,500 (+2.99%) Land $91,700 Building $73,800$311,700 (+1.83%) Land $234,100 Building $77,600
2025$956.00$160,700 (+3.01%) Land $91,700 Building $69,000$306,100 (+24.89%) Land $228,500 Building $77,600
2024$156,000 (+2.97%) Land $91,700 Building $64,300$245,100 (-8.85%) Land $169,400 Building $75,700
2023$931.00$151,500 Land $91,700 Building $59,800$268,900 Land $198,500 Building $70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1895 Kinoole St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1895 Kinoole St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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