1895 Kells Rd, Williamstown, KY 41097 Property Records

Grant County property record for 1895 Kells Rd, Williamstown, KY 41097

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2017)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`067-00-00-045.00`

Property Details

APN / Parcel Number

Primary APN	`067-00-00-045.00`
Alternative APN	`23262`

Interior

Stories	1 Story
Building Area	1,484 sqft Living Area
Basement Area	1,176 sqft
Finished Basement	1,176 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	748 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	77 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23262
Street Address	1895 KELLS RD
City	WILLIAMSTOWN
State	KY
Zip	41097-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 5.0 AC & GARAGE
Jurisdiction	GRANT KY
Township / Civil Division	WILLIAMSTOWN-DRY RIDGE
Census Block Group	2
Census Block	2025
Census Tract	920302

Owner

Source: Grant County records, as of October 28, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1895 KELLS RD, WILLIAMSTOWN, KY 41097-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Deed of Trust, Mortgage · ARM FORCHT BANK NA
May 12, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Deed Book / Page	390 / 185
Prior Transfer Date	Apr 16, 2008
Prior Transfer Doc	331/839
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT KY
Property Address	1895 KELLS RD, WILLIAMSTOWN, KY 41097-4923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M512/802
Date	May 12, 2017
Book Page	M512/802
Instrument	106769

Lender

Name	FORCHT BANK NA
Type	Bank
Address	WILLIAMSTOWN, KY 41097

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 10, 2024
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	Prime Rate
Margin	2
Max Rate	9.99%

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GRANT KY
Recording Date	May 12, 2017
Property Address	1895 KELLS RD, WILLIAMSTOWN, KY 41097-4923
Document Number	D390/185
Book / Page	D390 / 185
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 KELLS RD, WILLIAMSTOWN, KY 41097-4923

Tax Assessment & Valuation

Source: Grant County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grant County
Unified School District	Grant County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+28.23%)	$211,000 (+20.57%)	$211,000 (+20.57%)
2023	$1,934.00	$175,000	$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN MUNICIPAL WATER DEPT serves 5,495 people · EPA ID KY0410472
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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