1895 Gamay Ter, Chula Vista, CA 91913 Property Records

San Diego County property record for 1895 Gamay Ter, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,959 sqft · built 1989
Lot Size0.424 acres (18,465 sqft)
OwnerCompany Name on File
Last Sale$1,482,500 (Dec 2022)
Tax Bill$10,001 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN595-253-03-00

Property Details

APN / Parcel Number

Primary APN595-253-03-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,959 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area18,465 sqft (0.424 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1895 GAMAY TER
CityCHULA VISTA
StateCA
Zip91913-1253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC4RE3
Legal DescriptionLOT 73 TR 011644
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract011644
Legal Block1
Legal Lot Number73
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1009
Census Tract13417

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Intrafamily Transfer, Transfer
TICOR TITLE SAN DIEGO BRANCH
Dec 19, 2022Grant Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
Sep 20, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
WORLD WIDE CREDIT CORP
Nov 30, 2021Intrafamily Transfer, Transfer
Jan 5, 2017Grant Deed, Transfer
TICOR TITLE SAN DIEGO
Jan 5, 2017Quit Claim Deed, Transfer
TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2022 · Amount on File
Deed SaleDec 19, 2022 · Amount on File
Prior SaleSep 20, 2021 · Amount on File
Deed Document Number2022473286
Prior Transfer DateOct 25, 1996
Prior Transfer Doc0000545018
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 19, 2022
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Document Number0000473285
Map ReferenceMAP 11644
Instrument DateDec 2, 2022
Instrument2022-0473285
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address340 B AVE, CORONADO, CA 92118-1926

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 19, 2022
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Document Number0000473286
Map ReferenceMAP 11644
Instrument DateDec 2, 2022
Instrument2022-0473286
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253

Mortgage

Document Number0000473287
DateDec 19, 2022
Instrument2022-0473287
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2021
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Document Number0000661033
Map ReferenceMAP 11644
Instrument DateSep 2, 2021
Instrument2021-0661033
Transaction TypeTransfer
Record UpdatedSep 29, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441138
DateSep 26, 2017
Instrument2017-0441138
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253

Mortgage

Document Number0000783887
DateDec 8, 2020
Instrument2020-0783887
Lender
NameWORLD WIDE CREDIT CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2021
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Document Number0000815283
Map ReferenceMAP 11644
Instrument DateOct 13, 2020
Instrument2021-0815283
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 5, 2017
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Document Number0000007059
Map ReferenceMAP11644
Instrument DateOct 26, 2016
Instrument2017-0007059
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 5, 2017
Property Address1895 GAMAY TER, CHULA VISTA, CA 91913-1253
Document Number0000007058
Instrument DateOct 25, 2016
Instrument7058
Transaction TypeTransfer
Record UpdatedJan 10, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1895 GAMAY TER CHULA VISTA CA 919131253, CHULA VISTA, CA 91913-1253

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$872,635 (+2%) Land $471,223 Building $401,412
2025$10,001.00 (-41.86%) Homeowner's exemption$855,526 (-42.29%) Land $461,984 Building $393,542
2023$17,203.00 (+99.32%)$1,482,500 Land $800,000 Building $682,500
2022$8,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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