1895 E State Rd 18, Flora, IN 46929 Property Records

Carroll County property record for 1895 E State Rd 18, Flora, IN 46929

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,584 sqft · built 2001
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-10-02-000-036.000-015`

Property Details

APN / Parcel Number

Primary APN	`08-10-02-000-036.000-015`
Alternative APNs	`01256954878` `0110603600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,584 sqft Living Area
1st Floor Area	4,984 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01256954878
Street Address	1895 E STATE ROAD 18
City	FLORA
State	IN
Zip	46929-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	011-06036-00 PT SE4 2-24-1 3.010 AC
Jurisdiction	CARROLL IN
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	959800

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1895 E STATE ROAD 18, FLORA, IN 46929-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	1895 E STATE ROAD 18, FLORA, IN 46929-1445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 E STATE ROAD 18, FLORA, IN 46929-1445

Mortgage

Document Number	2020004324
Date	Dec 23, 2020
Instrument	2020004324

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Monroe Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 (-5.3%) Homeowner's exemption	$357,200 (+21.58%) Land $43,600 Building $313,600	$357,200 (+21.58%) Land $43,600 Building $313,600
2024	$2,018.00 (+13.31%)
2023		$293,800 (+11.67%) Land $36,400 Building $257,400	$293,800 (+11.67%) Land $36,400 Building $257,400
2022	$1,781.00	$263,100 Land $36,400 Building $226,700	$263,100 Land $36,400 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–1989)
Most Recent Claim	May 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20