1895 E Saint James St, San Jose, CA 95116 Property Records

Santa Clara County property record for 1895 E Saint James St, San Jose, CA 95116

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,673 sqft · built 1951
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on Record
Tax Bill$2,903 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN481-10-023

Property Details

APN / Parcel Number

Primary APN481-10-023

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,673 sqft Living Area
Gross Area832 sqft
1st Floor Area832 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleH-Shape
Construction TypeWood
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
View / LotCreek
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1895 E SAINT JAMES ST
CitySAN JOSE
StateCA
Zip95116-1335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTRACT 638 ENSOR PARK BOOK 28 PAGE 24 PAGE 25 LOT 4
Legal SubdivisionENSOR PARK
Legal Tract638
Legal Lot Number4
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3000
Census Tract503707

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1895 E SAINT JAMES ST, SAN JOSE, CA 95116-1335
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 29, 2021
Transfer Doc0025020111
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 7, 2021
Property Address1895 E SAINT JAMES ST, SAN JOSE, CA 95116-1335
Document Number0025020111
Map ReferenceMB 28 PG 24&25
Instrument DateJun 29, 2021
Instrument25020111
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1895 E SAINT JAMES ST, SAN JOSE, CA 95116-1335

Mortgage

Document Number0025020112
DateJul 7, 2021
Instrument25020112
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$114,191 (+2%) Land $29,425 Building $84,766
2025$2,903.00 (+5.18%)$111,953 (+4.04%) Land $28,849 Building $83,104
2023$2,760.00 (+1.17%)$107,608 Land $27,730 Building $79,878
2022$2,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1993–1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Sail Internet
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Sonic Telecom.

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