1895 Cleary Rd, Florence, MS 39073 Property Records

Rankin County property record for 1895 Cleary Rd, Florence, MS 39073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,073 sqft · built 2015
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$1,902 (2025)
Deeds & MortgagesNov 2021 Refinance
Jan 2022 Refinance
Flood ZoneZone X (minimal risk)
APND05 000053 00011

Property Details

APN / Parcel Number

Primary APND05 000053 00011
Alternative APN
  • 79272

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,073 sqft Adjusted Area
Gross Area2,086 sqft
1st Floor Area1,644 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area130,680 sqft (3 acres)
Deck AreaDeck Area
Shed1 Shed
Shed Area600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number79272
Street Address1895 CLEARY RD
CityFLORENCE
StateMS
Zip39073-9214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA LOT 275.0 X 475.2 X 275.0 X 475.2 BEING APPROX 3.0 AC IN THE NE4 SW4
Legal Range01E
Legal Township04N
Legal Section14
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group2
Census Block2019
Census Tract21001

Owner

1895 Cleary Rd is owned and occupied by two individuals.

Source: Rankin County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1895 CLEARY RD, FLORENCE, MS 39073-9214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANCORPSOUTH BANK
Jan 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address1895 CLEARY RD, FLORENCE, MS 39073-9214
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015299
DateNov 22, 2021
Book Page3021/15299
Lender
NameBANCORPSOUTH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueDec 1, 2031

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address1895 CLEARY RD, FLORENCE, MS 39073-9214
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004828
DateJan 13, 2022
Book Page3022/4828
Lender
NameBANCORPSOUTH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term109 Months
DueFeb 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1895 Cleary Rd was $1,902 with a homeowner's exemption, up 0.1% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
MunicipalityRichland City
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,902.00 (+0.05%) Homeowner's exemption$17,992
2024$1,901.00$178,610 Land $23,500 Building $155,110
2023$16,946
2021$169,460 Land $23,500 Building $145,960
2019$1,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1895 Cleary Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1980–2011)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1895 Cleary Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARY WATER SEWER & FIRE DEPT
serves 2,500 people · EPA ID MS0610022
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fixed Wireless
100 / 20

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