1895 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1895 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Commercial Vacant Land
Lot Size	1.86 acres (81,077 sqft)
Owner	Company Name on File
Tax Bill	$18,098 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification Oct 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-23-24-0003`

Property Details

APN / Parcel Number

Primary APN	`33-29-23-24-0003`
Alternative APNs	`8546709` `607636`

Exterior

Lot Area	81,077 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	607636
Street Address	1895 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	MERRIAMS OUTLOTS,LOTS 1 THRU PART OF NE 1/4 OF NW 1/4 OF SEC 33 T 29 ...10 FT OF LOT 6 & ALL OF LOT 7
Legal Range	23
Legal Township	29
Legal Section	33
Legal Subdivision	MERRIAMS OUTLOTS,LOTS 1 THRU
Legal Lot Number	1,6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1043
Census Tract	31900

Owner

1895 Charles Ave, commercial vacant land, is owned by a company.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	1600 UNIVERSITY AVE W, 212, SAINT PAUL, MN 55104-3825
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Loan Modification, Mortgage SUNRISE BK
Oct 16, 2018	Loan Modification, Mortgage SUNRISE BK
Feb 21, 2018	Grant Deed, Mortgage SUNRISE NEW MARKETS FUND XIV L
Feb 16, 2018	Deed of Trust, Mortgage SUNRISE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	1895 CHARLES AVE, SAINT PAUL, MN 55104
Document Number	0004732114
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1895 CHARLES AVE ST PAUL MN 55104, ST PAUL, MN 55104

Mortgage

Document Number	0004732114
Date	Oct 22, 2018
Instrument	4732114

Lender

Name	SUNRISE BK
Type	Bank

Agreement

Amount	Amount on Record

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	1895 CHARLES AVE, SAINT PAUL, MN 55104
Document Number	0002627965
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	0002627965
Date	Nov 15, 2018
Instrument	2627965

Lender

Name	SUNRISE BK
Type	Bank

Agreement

Amount	Amount on Record

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 21, 2018
Property Address	1895 CHARLES AVE, SAINT PAUL, MN 55104
Instrument Date	Feb 16, 2018
Instrument	2608737
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 UNIVERSITY AVE W #212 ST PAUL MN 551043825, 212, ST PAUL, MN 55104-3825

Mortgage

Document Number	0002608737
Date	Feb 21, 2018
Instrument	2608737

Lender

Name	SUNRISE NEW MARKETS FUND XIV L
Address	2525 WABASH AVE, ST PAUL, MN 55114-1020

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1895 CHARLES AVE, SAINT PAUL, MN 55104
Document Number	0002608736
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 UNIVERSITY AVE W #212 ST PAUL MN 551043825, 212, ST PAUL, MN 55104-3825

Mortgage

Document Number	0002608736
Date	Feb 21, 2018
Instrument	2608736

Lender

Name	SUNRISE BK
Type	Bank
Address	2525 WABASH AVE, ST PAUL, MN 55114-1020

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1895 Charles Ave was $18,098.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,400 Land $405,400	$405,400 Land $405,400
2025	$18,098.00
2023	$14,352.00	$405,400 Land $405,400	$405,400 Land $405,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1895 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1895 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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