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1895 Bay Flat Rd, Bodega Bay, CA 94923 Property Records

Sonoma County property record for 1895 Bay Flat Rd, Bodega Bay, CA 94923

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,965 sqft · built 1963
Lot Size0.91 acres (39,640 sqft)
Owner2 Company Names on Record
Last Sale$585,000 (Jul 2010)
Tax Bill$8,621 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN100-020-026-000

Property Details

APN / Parcel Number

Primary APN100-020-026-000
Alternative APN
  • 100-020-026

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,965 sqft Living Area
1st Floor Area1,965 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleCustom Design
Construction TypeWood
Lot Area39,640 sqft (0.91 acres)
Garage Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number100-020-026
Street Address1895 BAY FLAT RD
CityBODEGA BAY
StateCA
Zip94923-9784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal Description74 FORM PT OF 100-020-20 OR 2786-075
Legal SubdivisionBODEGA RANCHO
Legal Block3
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group3
Census Block3020
Census Tract154304

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address19943 JESSEE CT, CASTRO VALLEY, CA 94552-5076
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Intrafamily Transfer, Transfer
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2010 · Amount on Record
Deed SaleJul 21, 2010 · Amount on Record
Prior SaleMar 19, 2004 · Amount on Record
Deed Document Number201060277
Prior Transfer DateMar 19, 2006
Prior Transfer Doc0000036951
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateNov 6, 2023
Property Address1895 BAY FLAT RD, BODEGA BAY, CA 94923-9784
Document Number0000055300
Instrument DateAug 21, 2023
Instrument2023055300
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address19943 JESSEE CT, CASTRO VALLEY, CA 94552-5076

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address1895 BAY FLAT RD, BODEGA BAY, CA 94923-9784
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address19943 JESSEE CT, CASTRO VALLEY, CA 94552-5076

Mortgage

Document Number0000036854
DateMar 23, 2021
Instrument2021036854
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictShoreline Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$764,466 (+2%) Land $326,694 Building $437,772
2025$8,621.00 (+2.24%)$749,478 (+4.04%) Land $320,289 Building $429,189
2023$8,432.00 (+1.22%)$720,376 Land $307,852 Building $412,524
2022$8,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims85 (1978–2019)
Claims Outside the SFHA27 of 85
Most Recent ClaimMar 2019
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 13 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 25 claims
  • Severe Storms & Flooding, Feb 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBODEGA BAY PUBLIC UTILITY DISTRICT
serves 1,069 people · EPA ID CA4910021
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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