1895 Barnes Ct, Troy, MI 48098 Property Records

Oakland County property record for 1895 Barnes Ct, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,392 sqft · built 1990
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Jul 2023)
Tax Bill	$11,913 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-17-305-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-17-305-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,392 sqft Living Area
1st Floor Area	1,979 sqft
Basement Area	1,979 sqft
Unfinished Basement	1,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	197 ft deep x 90 ft wide
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1895 BARNES CT
City	TROY
State	MI
Zip	48098-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 1 LOT 98 8-11-86 FR 300-002
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	OAK RIVER EAST SUB #1
Legal Lot Number	8,98
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3008
Census Tract	196800

Owner

1895 Barnes Ct is owned and occupied by an individual who bought it in July 2023.

Source: Oakland County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1895 BARNES CT, TROY, MI 48098-4346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY
Aug 1, 2023	Intrafamily Transfer, Transfer
May 29, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Deed Document Number	202378220
Deed Book / Page	58746 / 436
Prior Transfer Date	Jul 13, 2023
Prior Transfer Doc	0000083766
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 20, 2023
Property Address	1895 BARNES CT, TROY, MI 48098-4346
Document Number	0000078220
Book / Page	58746 / 436
Map Reference	LB 189 PG 9-15
Instrument Date	Jul 13, 2023
Instrument	78220
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1895 BARNES CT, TROY, MI 48098-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 RENEE DR, TROY, MI 48085-4893

Mortgage

Document Number	0000081535
Date	Jul 27, 2023
Book Page	58764/248
Instrument	81535

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	10.2%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Aug 1, 2023
Property Address	1895 BARNES CT, TROY, MI 48098-4346
Document Number	0000083766
Book / Page	58777 / 596
Map Reference	LB 189 PG 9-15
Instrument Date	Jul 13, 2023
Instrument	83766
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1895 BARNES CT, TROY, MI 48098-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 BARNES CT, TROY, MI 48098-4346

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1895 BARNES CT, TROY, MI 48098-4346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087672
Date	May 29, 2018
Book Page	51848/00377
Instrument	87672

Lender

Name	PNC BANK NA
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1895 Barnes Ct was $11,913 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,913.00
2023			$558,200 (-)
2022	$6,915.00 Homeowner's exemption	$279,100	$558,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1895 Barnes Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1895 Barnes Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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